PNC Cash Unlimited® Visa Signature® Credit Card
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The PNC Cash Unlimited® Visa Signature® Credit Card is a 2% cash back card designed for everyday purchases, also known as a daily driver credit card. The card has a good welcome offer and an 0% intro APR offer on balance transfers for the first 15 months, then 19.74% to 29.74% variable APR. Since this is a Visa Signature card, you get some nice benefits such as cell phone protection and purchase protection. We dive into the details and your approval odds in this PNC Unlimited review.

Our Rating
4.8/5.0
Welcome Offer
$250
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
2% cash back
0% Intro on Balance Transfers
15 months
Welcome Offer
Earn a $250 bonus when you make $1,000 in purchases during the first 3 months following account opening of a PNC Cash Unlimited® Credit Card.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Cell Phone Protection, Purchase Protection, 24/7 customer service |
Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 19.74% to 29.74% (V) APR |
Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.74% to 29.74%(V) APR after that. |
Balance Transfer Intro Fee | Either $5 or 4% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. |
Balance Transfer Fee | Either $5 or 4% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. After that, either $5 or 5% of the amount of each balance transfer, whichever is greater. |
What Credit Score Is Required to Get the PNC Cash Unlimited® Visa Signature® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 728
Average Approved Credit Score: 755
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 06/10/2024 | Equifax | ||
Approved | 06/10/2024 | TransUnion | ||
Approved | 06/10/2024 | Experian | ||
Approved | 06/10/2024 | TransUnion | ||
Approved | 06/10/2024 | Equifax | ||
Approved | 06/10/2024 | TransUnion |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- 2% cash back on all purchases
- High APR
- Requires good credit
What Are the Best Alternatives?

Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0

Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0

Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95