SchoolsFirst Federal Credit Union Inspire Mastercard
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The SchoolsFirst Federal Credit Union Inspire Mastercard® is a simple, low-rate card designed for someone looking to finance a large purchase with no interest in a rewards card. It has no annual fee, and low intro APR, but there are no rewards and it requires good credit. We dive into the details and your approval odds in this Inspire Mastercard® review.
Our Rating
3.8/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
6 months
Reward Rate
None
0% Intro on Balance Transfers
6 months
Editorial Review
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Alerts, Identity theft protection |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
| Benefits | Free credit score access |
| Travel Perks | Auto Rental Collision Damage Waiver |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% of the transaction in U.S. dollars |
| Regular APR | 13.25% - 17.90% (V) APR |
| Balance Transfers | 0% Intro APR for 6 months on balance transfers, then 13.25% - 17.90%(V) APR after that. |
| Balance Transfer Fee | None |
| Purchases | 0% Intro APR for 6 months on purchases, then 13.25% - 17.90% (V) APR after that. |
What Credit Score Is Required to Get the SchoolsFirst Federal Credit Union Inspire Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 692
Average Approved Credit Score: 692
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 11/02/2023 | Experian |
Pros & Cons
- No annual fee
- No balance transfer fee
- No welcome bonus
- No rewards
- Foreign transaction fee
- Requires good credit
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