Susan G. Komen® Credit Card – Up to 3% Cash Back + $100 Bonus

The Susan G. Komen® credit card offers excellent cash back rewards, a signup bonus, and a 0% introductory rate. Most importantly, using the card helps support the Susan G. Komen’s fight to find a cure for breast cancer.

When I first learned of this card, I assumed it would be a plain vanilla card with no rewards. After all, Bank of America has promised to contribute millions of dollars to Susan G. Komen. How much could be left for rewards? To my surprise, the card offers a $100 signup bonus, up to 3% cash back, and a 0% introductory rate on purchases and balance transfers. And it manages all of this without charging an annual fee.

Susan G. Komen® Credit Card Snapshot

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $6.0 million from Bank of America from this program since 2009.
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • More details: Susan G. Komen® credit card

Rewards Program

There are four components of the Susan G. Komen®  rewards program: (1) the $100 bonus; (2) 3% cash back; (3) 2% cash back; and (4) 1% cash back.

1. $100 Bonus: New card members earn a $100 bonus when they spend at least $500 on the card in the first 90 days of account opening.

2. 3% Cash Back: The card pays 3% cash back on gas purchases. There is a spending cap, however, as you’ll see below.

3. 2% Cash Back: Earn 2% cash back at grocery stories. As noted above, there is a cap. Both the 3% cash back on gas and 2% cash back at grocery stores are subject to a spending cap of $1,500 every quarter. Once the spending cap is reached in combined purchases of gas and at grocery stores, you’ll earn 1% on additional purchases through the end of the quarter.

4. 1% Cash Back: On all purchases that fall outside the above reward levels you will earn 1% cash back with no spending tiers or caps.

0% Introductory Rate

The card offers a 0% introductory rate for 12 months on purchases and for any balance transfer initiated in the first 60 days. Note that there is a 3% fee (minimum $10) on balance transfers.

What we like about this Card

  • The $100 cash bonus
  • Up to 3% cash back
  • 0% introductory APR
  • No annual fee

What could be better

  • Two and three percent cash back has spending caps
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

Summary

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $6.0 million from Bank of America from this program since 2009.
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • More details: Susan G. Komen® credit card
  • Regular Purchase APR: 13.24%-23.24% (Variable)
  • Penalty APR:Up to 29.99%, based on your creditworthiness
  • Annual Fee: $0
  • Late Payment Fee: Up to $37
  • Foreign Transaction Fee: 3%
  • Ideal for those who want to support Susan G. Komen
  • A good choice for those looking for a 0% APR introductory rate
  • Well suited for those wanting a cash back card with no annual fee
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score