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You are here: Home / Credit Cards / TD Cash Credit Card Review

TD Cash Credit Card Review

April 8, 2022 by Matthew Chaffin

The TD Cash Credit Card is a great match for anyone who eats out or buys groceries frequently. This card offers up to 3% cash back on dining (including takeout and delivery), 2% cash back on grocery purchases, and 1% on all other purchases.

TD Cash Credit Card
Learn More
Our Rating
4.5/5.0
Welcome Bonus
$150
Annual Fee
$0
0% on Purchases
None
Rewards Rate
1% - 3%
0% on Balance Transfers
12 Months

Snapshot

  • Earn 3% cash back on dining purchases (including takeout and delivery)
  • Earn 2% cash back on grocery purchases
  • Earn 1% cash back on all other purchases
  • Earn a $150 bonus after spending $500 within your first 3 months.
  • 0% Intro APR on Balance Transfers for 12 billing periods

Editorial Review

Pros & Cons

Pros

  • High-rate rewards on dining and grocery purchases
  • No annual fee

Cons

  • Requires good to excellent credit
  • Foreign transaction fee of 3%

Approval Odds

Credit card companies consider a number of factors when evaluating an application. These factors may include income, debt, existing credit cards and, of course, the applicant's credit score.

While credit card issuers do not publish the criteria for approval, we collect publicly available data on credit scores for those who have been either approved or denied for a credit card. Keep in mind that we cannot verify this information and an issuer's credit score requirements can change over time.

  • Approved (10/06/2020): 755 (Experian)--$2,000 credit limit
  • Approved (07/01/2018): 850 (Experian)--$5,000 credit limit

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad. He currently serves as the Deputy Editor of Forbes Money Advisor.

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