TD Double Up(SM) Credit Card

The TD Double Up(SM) Credit Card is a cash back card designed for TD Bank customers who like a simple cash back structure. You get double cash back when you redeem rewards into your TD Bank account. It has a $150 signup bonus when you spend $1,000 in the first 0 days, plus 0% on balance transfers for 15 billing cycles. To qualify for Visa Signature benefits, you’ll need to get approved for a credit line over $5,000, otherwise, the card will come with Visa Platinum benefits. We dive into the details and your approval odds in this TD Double Up review.

Our Rating

3.5/5.0

Welcome Offer

Earn $150 Cash Back

Annual Fee

$0

0% Intro on Purchases

Reward Rate

1% – 2%

0% Intro on Balance Transfers

15

Welcome Offer

Earn $150 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening.

Editorial Review

Features & Benefits

SecurityZero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, 24/7 customer service
Travel PerksRoadside Assistance

Rewards

1% cash back
All eligible purchases
Earn 1% Cash Back on purchases
1% cash back
All eligible purchases
Plus, earn 1% Cash Back when you redeem into an eligible TD Bank Deposit Account

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR20.24%, 25.24% or 30.24% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 20.24%, 25.24% or 30.24%(V) APR after that.
Balance Transfer Fee$5 or 3% of transfer whichever amount is greater

What Credit Score Is Required to Get the TD Double Up(SM) Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 765

Average Approved Credit Score: 773

App StatusDateCredit ScoreBureauCredit Limit
Approved11/03/2023
780
Experian
$15,000
Approved06/15/2023
765
Not Provided
$5,000

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
Cons
  • High APR
  • Foreign transaction fee

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card
Citi® Double Cash Card

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Chase Freedom Flex(SM)
Chase Freedom Flex(SM)

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

Related Articles