TD Double Up(SM) Credit Card

The TD Double Up(SM) Credit Card is a cash back card designed for TD Bank customers who like a simple cash back structure. You get double cash back when you redeem rewards into your TD Bank account. It has a $100 signup bonus when you spend $1,000 in the first 90 days, plus 0% on balance transfers for 15 billing cycles. To qualify for Visa Signature benefits, you’ll need to get approved for a credit line over $5,000, otherwise, the card will come with Visa Platinum benefits. We dive into the details and your approval odds in this TD Double Up review.

Our Rating

3.5/5.0

Welcome Offer

$100

Annual Fee

$0

0% on Purchases

Reward Rate

1% – 2%

0% on Balance Transfers

15

Welcome Offer

Earn $100 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening.

Features & Benefits

SecurityZero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, 24/7 customer service
Travel PerksRoadside Assistance

Rewards

1% cash back
All eligible purchases
Earn 1% Cash Back on purchases
1% cash back
All eligible purchases
Plus, earn 1% Cash Back when you redeem into an eligible TD Bank Deposit Account

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR20.24%, 25.24% or 30.24% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 20.24%, 25.24% or 30.24%(V) APR after that.
Balance Transfer Fee$5 or 3% of transfer whichever amount is greater

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
Cons
  • High APR
  • Foreign transaction fee

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Chase Freedom Flex(SM)
Chase Freedom Flex(SM)

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

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