TD Double Up(SM) Credit Card
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The TD Double Up(SM) Credit Card is a cash back card designed for TD Bank customers who like a simple cash back structure. You get double cash back when you redeem rewards into your TD Bank account. It has a $150 signup bonus when you spend $1,000 in the first 0 days, plus 0% on balance transfers for 15 months billing cycles. To qualify for Visa Signature benefits, you’ll need to get approved for a credit line over $5,000, otherwise, the card will come with Visa Platinum benefits. We dive into the details and your approval odds in this TD Double Up review.
Our Rating
3.5/5.0
Welcome Offer
Earn $150 Cash Back
Annual Fee
$0
0% Intro on Purchases
Reward Rate
1% – 2%
0% Intro on Balance Transfers
15 months
Welcome Offer
Earn $150 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening.
Editorial Review
Features & Benefits
| Security | Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, 24/7 customer service |
| Travel Perks | Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 20.24%, 25.24% or 30.24% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 20.24%, 25.24% or 30.24%(V) APR after that. |
| Balance Transfer Fee | $5 or 3% of transfer whichever amount is greater |
What Credit Score Is Required to Get the TD Double Up(SM) Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 765
Average Approved Credit Score: 773
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 11/03/2023 | Experian | ||
| Approved | 06/15/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Freedom Flex®
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0