Truist Wealth Credit Card
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The Truist Wealth Credit Card is a cash back card designed for people who bank at Truist. You must have at least $1 million in investable assets at Truist in order to apply. You can skip the annual fee if you are a wealth client and have an assigned wealth advisor. There is also a 75% loyalty cash bonus when you deposit your cash back rewards into your checking, savings, or money market account. There is no welcome offer, but there are rewards in many categories, such as gas, dining, travel, and groceries. If you don’t already bank at Truist, there isn’t a compelling reason to open an account just to get this card. We dive into the details and your approval odds in this Truist Wealth review.
Our Rating
3.8/5.0
Welcome Offer
None
Annual Fee
$0 the first year, $450 thereafter
0% Intro on Purchases
None
Reward Rate
1% to 3% cash back
0% Intro on Balance Transfers
None
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, PayPal |
Benefits | Extended Warranty Coverage, Purchase Protection, Return Guarantees, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $0 the first year, $450 thereafter |
Foreign Transaction Fee | None |
Regular APR | 15.49% (V) APR |
Pros & Cons
- No foreign transaction fee
- Up to 3% cash back
- Annual fee
- No welcome bonus
- Requires good credit
- Requires $1 million in investable assets to apply
What Are the Best Alternatives?
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Rating
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Rewards Range
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The Platinum Card® from American Express
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Rewards Range
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