U.S. Bank Altitude® Go Secured Visa® Card
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The U.S. Bank Altitude® Go Secured Visa® Card is a secured card designed for those who are looking to either build or rebuild their credit. This a fantastic secured card. Although the minimum deposit is a bit higher than some secured credit cards, you earn points on all the major spending categories: gas, groceries, dining, and streaming. You can also get a $15 credit for annual streaming service purchases, in addition to the 2x points you earn on streaming purchases. With responsible use, you can graduate to the unsecured U.S. Bank Altitude® Go Visa Signature® Card and your deposit will be returned. We dive into the details and your approval odds in this U.S. Bank Altitude Go Secured review.
Our Rating
3.5/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1x to 4x points
0% Intro on Balance Transfers
None
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Choose your due date, 24/7 customer service |
Travel Perks | None |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of each foreign transaction |
Regular APR | 30.24% (V) APR |
What Credit Score Is Required to Get the U.S. Bank Altitude® Go Secured Visa® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 597
Average Approved Credit Score: 613
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 06/26/2024 | TransUnion | ||
Approved | 11/13/2023 | Experian | ||
Approved | 11/13/2023 | Not Provided |
Pros & Cons
- No annual fee
- Up to 4x points
- No welcome bonus
- High APR
- Foreign transaction fee
- Minimum security deposit is $300
What Are the Best Alternatives?
Capital One Quicksilver Secured Cash Rewards Credit Card
Rating
3.8
Rewards Range
1.5%
Annual Fee
$0
U.S. Bank Cash+® Secured Visa® Card
Rating
3.8
Rewards Range
1% - 5%
Annual Fee
$0
Bank of America® Customized Cash Rewards Secured Credit Card
Rating
3.8
Rewards Range
1% - 3% cash back
Annual Fee
$0