U.S. Bank Altitude® Go Secured Visa® Card

The U.S. Bank Altitude® Go Secured Visa® Card is a secured card designed for those who are looking to either build or rebuild their credit. This a fantastic secured card. Although the minimum deposit is a bit higher than some secured credit cards, you earn points on all the major spending categories: gas, groceries, dining, and streaming. You can also get a $15 credit for annual streaming service purchases, in addition to the 2x points you earn on streaming purchases. With responsible use, you can graduate to the unsecured U.S. Bank Altitude® Go Visa Signature® Card and your deposit will be returned. We dive into the details and your approval odds in this U.S. Bank Altitude Go Secured review.

U.S. Bank Altitude® Go Secured Visa® Card

Our Rating

3.5/5.0

Welcome Offer

None

Annual Fee

$0

0% Intro on Purchases

None

Reward Rate

1x to 4x points

0% Intro on Balance Transfers

None

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsChoose your due date, 24/7 customer service
Travel PerksNone

Rewards

x points
U.S. supermarkets
Earn 2x points at grocery stores (excludes discount stores/supercenters and wholesale clubs)
1x points
On all other eligible purchases
Earn 1x point on all other eligible purchases
2x points
U.S. supermarkets
Earn 2x points on streaming services
2x points
Gas
Earn 2x points at gas stations and EV charging stations (excludes discount stores/supercenters and wholesale clubs)
4x points
Dining
Earn 4x points on dining, take out and restaurant delivery

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of each foreign transaction
Regular APR30.24% (V) APR

What Credit Score Is Required to Get the U.S. Bank Altitude® Go Secured Visa® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 597

Average Approved Credit Score: 613

App StatusDateCredit ScoreBureauCredit Limit
Approved06/26/2024
643
TransUnion
$1,000
Approved11/13/2023
597
Experian
$1,200
Approved11/13/2023
600
Not Provided
$1,200

Pros & Cons

Pros
  • No annual fee
  • Up to 4x points
Cons
  • No welcome bonus
  • High APR
  • Foreign transaction fee
  • Minimum security deposit is $300

What Are the Best Alternatives?

Capital One Quicksilver Secured Cash Rewards Credit Card
Capital One Quicksilver Secured Cash Rewards Credit Card

Rating

3.8

Rewards Range

1.5%

Annual Fee

$0

U.S. Bank Cash+® Secured Visa® Card
U.S. Bank Cash+® Secured Visa® Card

Rating

3.8

Rewards Range

1% - 5%

Annual Fee

$0

Bank of America® Customized Cash Rewards Secured Credit Card
Bank of America® Customized Cash Rewards Secured Credit Card

Rating

3.8

Rewards Range

1% - 3% cash back

Annual Fee

$0

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