U.S. Bank Altitude® Go Visa Signature® Card Review

The U.S. Bank Altitude® Go Visa Signature® Card offers an introductory 0% APR on purchases and balance transfers for 12 months. You also earn 4x on dining and takeout, 2x on groceries and streaming and 1x on everything else. In addition to the welcome bonus (worth about $200), there is also a streaming bonus. When you make eleven consecutive payments for a qualified streaming service(s) with your card, you’ll get a $15 credit. Not a huge bonus, but still nice. If dining out is one of your bigger monthly expenses, this is a card you may want to add to your wallet. We dive into the details and your approval odds in this Altitude Go review.

U.S. Bank Altitude Go Visa Signature Card

Our Rating

4.2/5.0

Welcome Offer

20,000 bonus points

Annual Fee

$0

0% Intro on Purchases

12 months

Reward Rate

1x – 4x points

0% Intro on Balance Transfers

12 months

Welcome Offer

Earn 20,000 bonus points. Just spend $1,000 in the first 90 days. That’s a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Roadside Assistance

Rewards

1x points
On all other eligible purchases
Earn 1x points on all other eligible purchases.
2x points
U.S. supermarkets
Earn 2x points at grocery stores and grocery delivery.
2x points
Streaming services
Earn 2x points on streaming services.
2x points
Gas
Earn 2x points at gas stations and EV charging stations.
4x points
Dining
Earn 4x points on dining, takeout and restaurant delivery.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.24% to 29.24% (V) APR
Balance Transfers0% Intro APR for 12 months on balance transfers, then 18.24% to 29.24%(V) APR after that.
Balance Transfer Fee3% of each transfer amount, $5 minimum
Purchases0% Intro APR for 12 months on purchases, then 18.24% to 29.24% (V) APR after that.

What Credit Score Is Required to Get the U.S. Bank Altitude® Go Visa Signature® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 704

Average Approved Credit Score: 793

App StatusDateCredit ScoreBureauCredit Limit
Approved06/19/2023
784
TransUnion
$5,000
Approved06/02/2024
781
Not Provided
$10,000
Approved03/30/2024
806
Equifax
$7,000
Approved03/30/2024
807
Experian
$7,000
Approved03/30/2024
808
TransUnion
$7,000
Approved03/30/2024
811
Equifax
$7,000
Approved03/30/2024
815
Experian
$7,000
Approved03/30/2024
821
TransUnion
$7,000
Approved02/08/2024
807
Experian
$10,000
Approved02/08/2024
818
TransUnion
$10,000
Approved02/08/2024
824
Equifax
$10,000
Approved10/03/2023
810
Not Provided
$10,000
Approved04/13/2023
721
Experian
$3,000
Approved04/28/2023
830
TransUnion
$10,000
Approved04/28/2023
850
Experian
$10,000
Approved04/01/2023
781
TransUnion
$10,000
Approved09/11/2023
788
Equifax
$7,000
Approved09/11/2023
790
Experian
$7,000
Approved09/11/2023
796
TransUnion
$7,000
Approved01/17/2024
777
TransUnion
$7,000
Approved01/17/2024
780
Equifax
$7,000
Approved01/17/2024
808
Experian
$7,000
Approved03/16/2024
807
Experian
$10,000
Approved03/16/2024
818
TransUnion
$10,000
Approved03/16/2024
824
Equifax
$10,000
Approved07/08/2023
764
Experian
$2,000
Approved03/07/2024
704
TransUnion
$2,000
Approved12/26/2023
715
Experian
$500
Approved12/23/2023
766
Equifax
$15,000
Approved07/22/2023
800
Experian
$10,000
Approved07/20/2023
762
Not Provided
$2,000
Approved01/12/2024
799
TransUnion
$15,000
Denied10/20/2023
749
Experian
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Pros & Cons

Pros

  • Signup bonus
  • Up to 4x rewards
  • Streaming bonus
  • No annual fee

Cons

  • Requires excellent credit
  • 0% APR could be better

What Are the Best Alternatives?

Capital One Savor Rewards Credit Card
Capital One Savor Rewards Credit Card

Rating

4.5

Rewards Range

1% - 5%

Annual Fee

$95

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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