U.S. Bank Altitude® Go Visa Signature® Card Review

The U.S. Bank Altitude® Go Visa Signature® Card offers an introductory 0% APR on purchases and balance transfers for 12 months. You also earn 4x on dining and takeout, 2x on groceries and streaming and 1x on everything else. In addition to the welcome bonus (worth about $200), there is also a streaming bonus. When you make eleven consecutive payments for a qualified streaming service(s) with your card, you’ll get a $15 credit. Not a huge bonus, but still nice. If dining out is one of your bigger monthly expenses, this is a card you may want to add to your wallet. We dive into the details and your approval odds in this Altitude Go review.

Our Rating

4.2/5.0

Welcome Offer

20,000 bonus points

Annual Fee

$0

0% on Purchases

12 months

Reward Rate

1x – 4x points

0% on Balance Transfers

12 months

Welcome Offer

Earn 20,000 bonus points. Just spend $1,000 in the first 90 days. That’s a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Roadside Assistance

Rewards

1x points
On all other eligible purchases
Earn 1x points on all other eligible purchases.
2x points
U.S. supermarkets
Earn 2x points at grocery stores and grocery delivery.
2x points
Streaming services
Earn 2x points on streaming services.
2x points
Gas
Earn 2x points at gas stations and EV charging stations.
4x points
Dining
Earn 4x points on dining, takeout and restaurant delivery.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.24% to 29.24% (V) APR
Balance Transfers0% Intro APR for 12 months on balance transfers, then 18.24% to 29.24%(V) APR after that.
Balance Transfer Fee3% of each transfer amount, $5 minimum
Purchases0% Intro APR for 12 months on purchases, then 18.24% to 29.24% (V) APR after that.

Pros & Cons

Pros

  • Signup bonus
  • Up to 4x rewards
  • Streaming bonus
  • No annual fee

Cons

  • Requires excellent credit
  • 0% APR could be better

What Are the Best Alternatives?

Capital One Savor Rewards Credit Card
Capital One Savor Rewards Credit Card

Rating

4.5

Rewards Range

1% - 5%

Annual Fee

$95

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Related Articles