U.S. Bank Altitude® Go Visa Signature® Card Review

The U.S. Bank Altitude® Go Visa Signature® Card offers a reasonable 0% intro APR and up to 4x in rewards. It comes with a signup bonus and doesn’t charge an annual fee. If dining out is one of your bigger monthly expenses, this is a card you may want to add to your wallet.

Our Rating
4.2/5.0

Welcome Offer
20,000 bonus points

Annual Fee
$0

0% on Purchases
12

Reward Rate
1x - 4x points

0% on Balance Transfers
12

Welcome Offer

Earn 20,000 bonus points. Just spend $1,000 in the first 90 days. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Roadside Assistance

Rewards

1x points
On all other eligible purchases
Earn 1x points on all other eligible purchases.
2x points
U.S. supermarkets
Earn 2x points at grocery stores and grocery delivery.
2x points
Streaming services
Earn 2x points on streaming services.
2x points
Gas
Earn 2x points at gas stations and EV charging stations.
4x points
Dining
Earn 4x points on dining, takeout and restaurant delivery.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.24% to 29.24% (V) APR
Balance Transfers0% Intro APR for 12 months on balance transfers, then 18.24% to 29.24%(V) APR after that.
Balance Transfer Fee3% of each transfer amount, $5 minimum
Purchases0% Intro APR for 12 months on purchases, then 18.24% to 29.24% (V) APR after that.

What Credit Score Is Required to Get the U.S. Bank Altitude® Go Visa Signature® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved04/01/2023
781
TransUnion
$10,000
Approved06/26/2020
807
TransUnion
$5,000
Approved08/10/2021
804
TransUnion
$15,000
Pros

  • Signup bonus
  • Up to 4x rewards
  • Streaming bonus
  • No annual fee

Cons

  • Requires excellent credit
  • 0% APR could be better

What Are the Best Alternatives?

Capital One Savor Rewards Credit Card
Capital One Savor Rewards Credit Card

Rating

4.5

Rewards Range

1% - 5%

Annual Fee

$95

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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