U.S. Bank Business Altitude™ Power World Elite Mastercard®
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The U.S. Bank Business Altitude™ Power World Elite Mastercard® is a business card designed for small business owners who want a credit card with easy-to-redeem points. The card has a excellent welcome offer worth about $750. You’ll earn 2.5x points on mobile wallet purchases (up to $5,000 per quarter), 6x points on hotels and car rentals booked directly in the Rewards Center, and 2x points on other purchases.
One nice perk is the Priority Pass digital airport lounge access (lounge visit fees apply). Points are redeemed through U.S. Bank and are available as a statement credit or a deposit into a U.S. Bank account. The annual fee is a bit high, but on the plus side, employee cards are free. In this U.S. Bank Business Altitude review, we dive into the details and your approval odds.
Our Rating
4.2/5.0
Welcome Offer
75,000 Bonus Points
Annual Fee
$195
0% Intro on Purchases
None
Reward Rate
2x – 6x points
0% Intro on Balance Transfers
None
Welcome Offer
Earn 75,000 bonus points: a $750 value after spending $10,000 on the Account Owner’s card in the first 120 days of opening your account.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Airport Lounge Access |
Rewards
Interest Rates & Fees
| Annual Fee | $195 |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% - 26.99% (V) APR |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
U.S. Bank Business Leverage® Visa Signature® Card
Rating
4.5
Rewards Range
1% to 5% cash back
Annual Fee
$0 intro annual fee the first year, $95 thereafter
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395