U.S. Bank Triple Cash Rewards Visa® Business Card
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The U.S. Bank Triple Cash Rewards Visa® Business Card is a card designed for business owners who want elevated rewards on certain business expenses, including some travel. There’s a 0% intro APR offer and no annual fee, but you only earn 5% cash back on some travel purchases. One handy business benefit is that you get a $100 credit on recurring software subscriptions like FreshBooks or QuickBooks. We dive into the details and your approval odds in this U.S. Bank Business Triple Cash Visa review.
Our Rating
4.5/5.0
Welcome Offer
$500
Annual Fee
$0
0% on Purchases
15 billing cycles
Reward Rate
1% – 5% Cash Back
0% on Balance Transfers
15 billing cycles
Welcome Offer
Earn a $500 cash bonus after you spend $4,500 on purchases in the first 150 days the account is open.
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each foreign transaction |
| Regular APR | 19.24% - 28.24% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.24% - 28.24%(V) APR after that. |
| Balance Transfer Fee | 3% of each transfer amount, $5 minimum |
| Purchases | 0% Intro APR for 15 months on purchases, then 19.24% - 28.24% (V) APR after that. |
What Credit Score Is Required to Get the U.S. Bank Triple Cash Rewards Visa® Business Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 750
Average Approved Credit Score: 775
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/27/2023 | Experian | ||
| Approved | 04/27/2023 | TransUnion | ||
| Approved | 04/27/2023 | Equifax | ||
| Approved | 05/12/2023 | Not Provided | ||
| Approved | 04/05/2023 | Equifax | ||
| Approved | 05/01/2023 | TransUnion | ||
| Denied | 10/02/2023 | Experian | ||
| Denied | 10/02/2023 | TransUnion | ||
| Denied | 10/02/2023 | Equifax |
Pros & Cons
- Welcome offer
- No annual fee
- Up to 5% cash back
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Cash® Credit Card
Rating
4.8
Rewards Range
1%-5%
Annual Fee
$0
Ink Business Preferred® Credit Card
Rating
4.7
Rewards Range
1-3x points
Annual Fee
$95
Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150