USAA Credit Cards

A few years ago USAA switched its credit card portfolio from MasterCard to Visa. Today it also offers a card on the American Express network. The United Services Automobile Association serves military members and their families. It’s also one of the largest issuers of debit and credit cards in the United States. Here we cover the most popular USAA credit cards available today.

USAA Credit Card Offers

Let’s take a look at all the USAA Visa credit cards and their benefits:

USAA® Preferred Cash Rewards Visa Signature® Card

  • Cash Back: Earn 1.5% cash back on every purchase
  • Pay no annual fee, no penalty APR and no foreign transaction fees
  • USAA membership is available to active and former military and their eligible family members
  • Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS.
  • Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.
  • Mobile App: Manage your account from your smartphone. Card works with APPLE PAY™, GOOGLE PAY™ AND SAMSUNG PAY.

USAA® Cashback Rewards Plus American Express Card

  • 5% Cash Back: Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • 2% Cash Back: Earn 2% on your first $3,000 on supermarket purchases per year
  • 1% Cash Back: Unlimited 1% cash back on all other purchases
  • USAA membership is available to active and former military and their eligible family members
  • Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the variable Regular APR, currently between 14.15% to 28.15%, will apply. This rate will vary with the market based on the prime rate.
  • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
  • Mobile App: Manage your account from your smartphone. Card works with APPLE PAY™, GOOGLE PAY™ AND SAMSUNG PAY.

USAA® Rate Advantage Visa Platinum Card

  • No annual fee, no foreign transaction fees, no penalty APR
  • USAA membership is available to active and former military and their eligible family members
  • Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS.
  • Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
  • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message.
  • Access your account on usaa.com or from a mobile device.