USAA Eagle Navigator™ Visa Signature® Credit Card
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The USAA Eagle Navigator™ Visa Signature® Credit Card is a travel rewards card designed for current and former military members and their families. The card offers a decent welcome offer, worth up to $300 when redeemed for travel, and up to 3x points on travel purchases. USAA has a pretty broad definition of travel purchases: in addition to hotels and airfare, you also earn on tolls, transit, time shares, travel agencies, boat rentals, parking lots…the list goes on. The card also offers a $100 credit for TSA PreCheck® or Global Entry®, and 10,000 annual bonus points when you book hotels or car rentals through USAA. We dive into the details and your approval odds in this USAA Eagle Navigator review.
Our Rating
4.0/5.0
Welcome Offer
30,000 Bonus Points
Annual Fee
$95
0% Intro on Purchases
None
Reward Rate
2x to 3x points
0% Intro on Balance Transfers
None
Welcome Offer
Earn 30,000 bonus points after spending $3,000 on qualifying purchases within 90 days of account opening.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $95 |
Foreign Transaction Fee | None |
Regular APR | 20.15% to 28.40% (V) APR |
What Credit Score Is Required to Get the USAA Eagle Navigator™ Visa Signature® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 822
Average Approved Credit Score: 822
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 03/30/2024 | Experian |
Pros & Cons
- No foreign transaction fee
- Up to 3x points
- Annual fee
- High APR
- Requires good credit
- Only available to military members and their families
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0