USAA Eagle Navigator™ Visa Signature® Credit Card

The USAA Eagle Navigator™ Visa Signature® Credit Card is a travel rewards card designed for current and former military members and their families. The card offers a decent welcome offer, worth up to $300 when redeemed for travel, and up to 3x points on travel purchases. USAA has a pretty broad definition of travel purchases: in addition to hotels and airfare, you also earn on tolls, transit, time shares, travel agencies, boat rentals, parking lots…the list goes on. The card also offers a $100 credit for TSA PreCheck® or Global Entry®, and 10,000 annual bonus points when you book hotels or car rentals through USAA. We dive into the details and your approval odds in this USAA Eagle Navigator review.

USAA Eagle Navigator Visa Signature Card

Our Rating

4.0/5.0

Welcome Offer

30,000 Bonus Points

Annual Fee

$95

0% Intro on Purchases

None

Reward Rate

2x to 3x points

0% Intro on Balance Transfers

None

Welcome Offer

Earn 30,000 bonus points after spending $3,000 on qualifying purchases within 90 days of account opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

2x points
On all other eligible purchases
Earn 2x points on all other eligible purchases
3x points
Travel
Earn 3x points on travel, including air, hotel, car and vacation rentals, ride share, tolls and more

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR20.15% to 28.40% (V) APR

What Credit Score Is Required to Get the USAA Eagle Navigator™ Visa Signature® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 822

Average Approved Credit Score: 822

App StatusDateCredit ScoreBureauCredit Limit
Approved03/30/2024
822
Experian
$25,000

Pros & Cons

Pros
  • No foreign transaction fee
  • Up to 3x points
Cons
  • Annual fee
  • High APR
  • Requires good credit
  • Only available to military members and their families

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

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