Wells Fargo Autograph Visa Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Wells Fargo AutographSM Card is a rewards card designed for almost anyone, as it offers unlimited rewards benefits on six popular spending categories. It offers 20,000 bonus points when you spend $1,000 in the first 0 months. There is a 0% introductory APR on purchases for the first 12 months from account opening months, but it doesn’t include balance transfers. You even get cell phone protection. With no annual fee, there’s a lot to like about this card. We dive into the details and your approval odds in this Autograph Visa review.
Our Rating
4.8/5.0
Welcome Offer
Earn 20,000 bonus points
Annual Fee
$0
0% Intro on Purchases
12 months from account opening
Reward Rate
1x to 3x points
0% Intro on Balance Transfers
N/A
>>Check Out This and Other Travel Rewards Credit Cards Here
Welcome Offer
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
Editorial Review
Features & Benefits
| Security | Credit Score Monitoring, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Trip Delay Reimbursement, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.74%, 24.74%, or 29.74% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 19.74%, 24.74%, or 29.74% (V) APR after that. |
What Credit Score Is Required to Get the Wells Fargo AutographSM Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 695
Average Approved Credit Score: 761
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/17/2023 | Equifax | ||
| Approved | 04/03/2023 | TransUnion | ||
| Approved | 04/03/2023 | Equifax | ||
| Approved | 04/03/2023 | Experian | ||
| Approved | 04/22/2023 | Experian | ||
| Approved | 06/17/2023 | TransUnion | ||
| Approved | 11/19/2023 | Experian | ||
| Approved | 11/19/2023 | Equifax | ||
| Approved | 11/19/2023 | TransUnion | ||
| Approved | 10/27/2023 | TransUnion | ||
| Approved | 10/27/2023 | Equifax | ||
| Approved | 10/27/2023 | Experian |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Chase Freedom Flex®
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0