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Wells Fargo Autograph Visa Card

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The Wells Fargo Autograph Visa® Card is a rewards card designed for almost anyone, as it offers unlimited rewards benefits on six popular spending categories. It offers 20,000 bonus points when you spend $1,000 in the first 3 months. There is a 0% introductory APR on purchases for the first 12 months, but it doesn’t include balance transfers. You even get cell phone protection. With no annual fee, there’s a lot to like about this card. We dive into the details and your approval odds in this Autograph Visa review.

Wells Fargo Autograph Visa® Card
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Our Rating
4.8/5.0
Welcome Offer
20,000 Points
Annual Fee
$0
0% on Purchases
12 Months
Rewards Rate
1x to 3x points
0% on Balance Transfers
None

Rewards

3x points
Cell phone service
3x on cell phone and landline providers
3x points
Streaming services
3x on popular streaming services
3x points
Travel
3x on airfare, hotels, cruises, and car rentals
3x points
Dining
3x on dining in, take out, delivery, catering and more
3x points
Gas
3x at gas stations and electric charging stations
3x points
Transit
3x on subways, ride shares, parking, tolls and more
1x points
On all other purchases
Earn 1x points on other purchases

Welcome Bonus

Earn 20,000 bonus points after spending $1,000 within your first 3 months.

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

Features & Benefits

SecurityCredit Score Monitoring, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Trip Delay Reimbursement, Roadside Assistance

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.49%, 24.49%, or 29.49% (V) APR

0% Intro APR

Purchases0% Intro APR for 12 months on purchases, then 19.49%, 24.49%, or 29.49% (V) APR after that.

What Credit Score Is Required to Get the Autograph Visa

Based on data we’ve collected from public forums, a credit score of 700 or higher is ideal. We have seen an approval with a score as low as 651, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved08/11/2022
731
Equifax
$10,000
Approved07/13/2022
708
Experian
$4,000
Approved07/13/2022
808
Experian
$2,000
Approved07/13/2022
651
Experian
$2,000
Approved07/12/2022
750
Experian
$2,500

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