Wells Fargo One Key™ Card
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The Wells Fargo One Key™ Card is a travel rewards card designed for people who use Expedia, Hotels.com, or Vrbo when traveling. One Key is the loyalty program for Expedia, Hotels.com, and Vrbo, and Wells Fargo now has a credit card so you can rack up OneKeyCash to spend on your next vacation.
There is a great welcome offer, and you can earn up to 9% OneKeyCash when booking on Expedia and Hotels.com, and up to 5% OneKeyCash on Vrbo, but only if you’re a Platinum member (platinum members need to book at least 30 “trip elements” each year). This credit card automatically gets you to Silver status, which earns 3% OneKeyCash on trips booked with Expedia, Hotels.com, and Vrbo.
The rewards are uncapped, and cell phone protection is included. OneKeyCash is also not redeemable for cash. Instead, you can use it on Expedia, Hotels.com, and Vrbo U.S. properties. For people who travel often and already look to Expedia, Hotels.com, or Vrbo for their vacation, this card is a great choice. We dive into the details and your approval odds in this One Key Card review.

Our Rating
3.8/5.0
Welcome Offer
Earn $400 in OneKeyCash™
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1.5% to 9% in OneKeyCash
0% Intro on Balance Transfers
None
Welcome Offer
Earn $400 in OneKeyCash™ after spending $1,000 on purchases in the first three months.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Garmin Pay, PayPal |
Benefits | Cell Phone Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 20.24%, 25.24%, or 29.99% (V) APR |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- High APR
- Requires good credit
- OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo
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