Wells Fargo One Key+™ Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Wells Fargo One Key+™ Card is a travel rewards card designed for those who book vacation travel through Expedia, Hotels.com, or Vrbo. It’s similar to Wells Fargo One Key™ Card but with an annual fee and a few more perks. This card offers $100 in OneKeyCash every year on your cardmember anniversary, which does wipe out the annual fee. It also offers a statement credit for Global Entry® or TSA PreCheck®. You also qualify for Gold member pricing, which saves you 20% on hotel bookings worldwide. It’s a decent card for those who frequently use Expedia, Hotels.com, or Vrbo to book travel. We dive into the details and your approval odds in this One Key+ review.
Our Rating
3.9/5.0
Welcome Offer
Earn $600 in OneKeyCash™
Annual Fee
$99
0% Intro on Purchases
N/A
Reward Rate
2% to 9% in OneKeyCash
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn $600 in OneKeyCash™ when you spend $3,000 in purchases in the first three months.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal |
Benefits | Cell Phone Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $99 |
Foreign Transaction Fee | None |
Regular APR | 20.24%, 25.24%, or 29.99% (V) APR |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- High APR
- Requires good credit
- OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395
Hilton Honors American Express Surpass® Card
Rating
4.5
Rewards Range
3x to 12x points
Annual Fee
$150