Wells Fargo One Key+™ Card

The Wells Fargo One Key+™ Card is a travel rewards card designed for those who book vacation travel through Expedia, Hotels.com, or Vrbo. It’s similar to Wells Fargo One Key™ Card but with an annual fee and a few more perks. This card offers $100 in OneKeyCash every year on your cardmember anniversary, which does wipe out the annual fee. It also offers a statement credit for Global Entry® or TSA PreCheck®. You also qualify for Gold member pricing, which saves you 20% on hotel bookings worldwide. It’s a decent card for those who frequently use Expedia, Hotels.com, or Vrbo to book travel. We dive into the details and your approval odds in this One Key+ review.

Wells Fargo One Key+ Card

Our Rating

3.9/5.0

Welcome Offer

Earn $600 in OneKeyCash™

Annual Fee

$99

0% Intro on Purchases

N/A

Reward Rate

2% to 9% in OneKeyCash

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn $600 in OneKeyCash™ when you spend $3,000 in purchases in the first three months.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal
BenefitsCell Phone Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Travel Accident Insurance, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

2% cash back
On all other eligible purchases
Earn 2% in OneKeyCash on all other eligible purchases
3% cash back
U.S. supermarkets
Earn 3% in OneKeyCash at grocery stores
3% cash back
Dining
Earn 3% in OneKeyCash at restaurants and food delivery
3% cash back
Gas
Earn 3% in OneKeyCash at gas stations
5% cash back
Select Categories
Earn up to 5% in OneKeyCash at Vrbo
9% cash back
Select Categories
Earn up to 9% in OneKeyCash on Expedia and Hotels.com

Interest Rates & Fees

Annual Fee$99
Foreign Transaction FeeNone
Regular APR20.24%, 25.24%, or 29.99% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit
  • OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card

Rating

4.9

Rewards Range

2x - 10x

Annual Fee

$395

Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card

Rating

4.5

Rewards Range

3x to 12x points

Annual Fee

$150

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