Ally Everyday Cash Back Mastercard®

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The Ally Everyday Cash Back Mastercard® is a mid-tier cash back card designed for those who want elevated rewards on gas, groceries and drugstores. So far, you need an invitation to apply for this card, and we don’t know when the card will be made available to the public. We dive into the details in this Ally Everyday review.

Ally Everyday Cash Back Mastercard

Our Rating

3.9/5.0

Welcome Offer

None

Annual Fee

$0 to $39

0% on Purchases

N/A

Reward Rate

1% to 3%

0% on Balance Transfers

N/A

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Card Lock
Contactless PaymentsTap to Pay
Benefits24/7 customer service
Travel Perks

Rewards

1% cash back
On all other eligible purchases
1% cash back on all other eligible purchases
3% cash back
Drugstores
3% cash back on purchases at drugstores
3% cash back
U.S. supermarkets
3% cash back on purchases at grocery stores
3% cash back
Gas
3% cash back on purchases at gas stations

Interest Rates & Fees

Annual Fee$0 to $39
Foreign Transaction FeeNone
Regular APR19.99%-29.99% (V) APR

What Credit Score Is Required to Get the Ally Everyday Cash Back Mastercard®

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 571

Average Approved Credit Score: 684

App StatusDateCredit ScoreBureauCredit Limit
Approved01/24/2024
805
Equifax
$10,000
Approved01/24/2024
810
TransUnion
$10,000
Approved01/24/2024
811
Experian
$10,000
Approved05/11/2023
571
Equifax
$1,500
Approved05/11/2023
597
Experian
$1,500
Approved05/11/2023
671
TransUnion
$1,500
Approved05/11/2023
674
TransUnion
$1,500
Approved05/11/2023
684
Experian
$1,500
Approved05/11/2023
699
Equifax
$1,500
Approved11/23/2022
647
Experian
$2,500
Approved11/23/2022
652
TransUnion
$2,500
Approved11/23/2022
685
Equifax
$2,500
Approved06/01/2023
586
Experian
$1,000

Pros & Cons

Pros
  • No foreign transaction fee
  • Up to 3% cash back
Cons
  • Annual fee
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

Read Review
Chase Freedom Flex(SM)
Chase Freedom Flex(SM)

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Read Review
Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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