New Chase Credit Card Offer: Earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the Chase Sapphire Preferred in the first 3 months. Points are worth $1,250 in travel when you redeem through Chase Ultimate Rewards. Get details here.
Travel reward credit cards represent a broad category of rewards cards. They encompass everything from airline miles cards to more generic rewards cards. Some cards offer miles, others use points. As a result, picking the best travel rewards card can be a challenge. Here are our top picks for 2021.
Travel Reward Credit Cards Table of Contents
Types of Travel Reward Credit Cards
To narrow down the list, I divide travel cards into three categories:
1 All-purpose travel cards: These cards aren’t part of an airline or hotel brand. Instead they offer miles or points that can be used with any travel. As you’ll see below the top cards in this category offer at least 2% in rewards. The “catch,” if you will, is that these rewards must be used for travel.
2 Airline miles cards: Offered from every major airlines, these cards can offer the highest value in rewards. The key is to understand your travel patterns. These cards are ideal for those who fly frequently with the same airline.
3 Hotel rewards cards: As with airline miles, these cards can offer good rewards for those who stay with the same hotel brand.
We’ve covered each of these types of cards below.
Best Travel Reward Credit Cards
Chase Sapphire Preferred Card
Editor’s Pick: The Chase Sapphire Preferred Card earns top honors for an all-purpose travel rewards card. Its 2x points for every $1 spent on travel and dining and 100,000 bonus points leads the pack in the travel category.
- Earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. These points are worth $1,250 in travel when you redeem through Chase Ultimate Rewards.
- 2X points on travel and dining at restaurants
- 1 point per dollar spent on all other purchases
- Get 25% point bonus when you redeem points for travel through Chase
- $0 foreign transaction fees
- 1:1 point transfer to leading frequent travel programs at full value
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021.
- $95 Annual Fee
- Welcome Offer: Earn 60,000 Chase Ultimate Rewards points after spending $4,000 within your first 3 months.That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit. Through December 31, 2021, gas station & grocery store purchases will count towards earning your Travel Credit.
- 3X points on travel immediately after earning your $300 travel credit.
- 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.
- $0 foreign transaction fees.
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™
- Select Up to $100 application fee credit for Global Entry or TSA Pre?®
- Welcome Offer: Earn 60,000 Membership Rewards points after spending $4,000 within your first 6 months.
- Earn 4X Membership Rewards points at restaurants. This includes takeout and delivery, as well as Uber Eats.
- Earn 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
- Earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.
- 1X points on other purchases.
- $120 Uber Cash: Add your Gold card to your Uber account and each month you’ll get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S.
- $120 Dining Credit: Earn up to $10 in statement credits each month when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factor, Ruth’s Chris, Boxed, and participating Shake Shacks. Enrollment required.
- No Foreign Transaction Fees, making this an excellent card for international travel.
- Annual Fee: $250.
- Rose Gold is back. Choose between Gold or Rose Gold.
- Terms Apply. (See Rates & Fees)
- One-time Bonus: Earn 60,000 bonus miles after spending $3,000 within your first 3 months.
- If a $3,000 spend is too much, you can still earn 50,000 bonus miles if you spend $3,000 on purchases in the first 3 months.
- Earn 2X miles on every purchase
- Receive up to $100 application fee credit for Global Entry or TSA Pre?®
- Miles aren’t specific to any airline or hotel, so they can be used anywhere
- Travel when you want with no blackout dates
- Miles won’t expire for the life of the account
- No foreign transaction fees
- Transfer miles to more than 10 travel programs.
- $95 annual fee
- Welcome Offer: Earn
75,000100,000 Membership Rewards points after you spend $6,000 on purchases with the card in the first 6 months. - Earn 10x points: During the first 6 months of card membership, you earn 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases.
- Earn 5X points on for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and on prepaid hotels booked with American Express Travel.
- Credits: The card now offers a number of credits, including a $200 Hotel Credit, $240 Digital Entertainment Credit, $200 Airline Fee Credit, $200 Uber Cash, $300 Equinox Credit, and a $179 CLEAR Credit. See terms and conditions.
- $695 annual fee.
- Terms Apply. (See Rates & Fees)
Airline Miles Cards
Editor’s Pick: My favorite airline card is the Southwest Rapid Rewards® Premier Credit Card. It gets my vote for two reasons. It offers an excellent signup bonus of up to 40,000 points.
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months.
- 6,000 bonus points after you’ve had the card for one year
- 3 points per $1 spent on dining (including takeout and eligible delivery services), for the first year.
- 2 points per $1 spent on Southwest purchases
- 1 point per $1 spent on all other purchases
- Earn unlimited points
- No foreign transaction fees
- No blackout dates or seat restrictions
- Bags fly free
- Annual Fee: $99
- Welcome Offer: Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months. Offer expires 4/1/2020.
- 2 Miles Rewards: Earn 2 miles per dollar at restaurants worldwide and on purchases made directly with Delta.
- 1 Mile Rewards: Earn 1 mile on every eligible dollar spent on purchases.
- Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No foreign transaction fees
- No Annual Fee.
- Terms Apply. (See Rates & Fees)
- Limited Time Offer: Earn 70,000 Bonus Miles after you make $2,000 in purchases on your new card within your first 3 months months. Also earn a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
- Earn 2 miles for every dollar spent on eligible purchases made directly with Delta.
- Check your first bag free on Delta flights
- Priority Boarding.
- $0 introductory annual fee for the first year, then $99.
- Earn a $100 Delta Flight Credit after you spend $10,000 in purchases on your card in a calendar year
- Terms Apply. (See Rates & Fees)
- Signup Bonus: Earn 100,000 bonus Avios after spending $5,000 within your first 3 months.
- Welcome Offer #2: Earn a Travel Together Ticket after spending $20,000 within your first year of account opening.
- Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
- Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3 Avios.
- Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2 Avios.
- Earn 1 Avios for every $1 spent on all other purchases.
- Pay no foreign transaction fees when you travel abroad.
Hotel Rewards Cards
Editor’s Pick: The top pick goes to the Marriott Bonvoy Boundless Credit Card. It offers excellent value in terms of redemptions, and you can earn free night stays very quickly.
- Limited Time Offer: Earn 75,000 bonus Marriott Bonvoy points after spending $3,000 within the first 3 months. Also earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
- Earn up to $150 back in the form of statement credits on eligible purchases within the first 3 months of card membership.
- Earn 6x points at participating Marriott Bonvoy hotels
- Earn 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
- Earn 2x points on all other eligible purchases
- Receive 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel.
- Enjoy complimentary Marriott Bonvoy Silver Elite status.
- Earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
- Annual fee is $125
- Terms Apply (See Rates & Fees)
- Welcome Offer: Earn 130,000 Hilton Honors bonus Points after spending $2,000 within your first 3 months.
- 12X Bonus: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your card directly with a participating hotel or resort within the Hilton Portfolio.
- 6X Bonus: Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- 3X Bonus: Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
- Terms Apply. (See Rates & Fees)
- Limited Time Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021.
- Plus, earn up to $100 in statement credits on eligible purchases made on the Card at any of the Hilton family of hotels in the first 12 months of Card Membership. Offer expires 8/25/2021.
- Earn 7X Hilton Honors Bonus Points for every dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
- Earn 5X Hilton Honors Bonus Points for every dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
- No Foreign Transaction Fees.
- Enjoy complimentary Hilton Honors Silver status with your Card.
- No Annual Fee.
- Terms Apply. (See Rates & Fees)
- Bonus Offer: Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases + 10X total points on eligible purchases in select categories.
- Anniversary Bonus: Get 1 Free Night Award (up to 35,000 points) every years on your card anniversary.
- Earn 17X points at participating Marriott Bonvoy hotels
- Earn 2X Bonvoy points on all other purchasers
- Earn Silver Elite Status each account anniversary, path to Gold Status after users spend $35,000 each year
- Receive 15 Elite Night Credits granted each calendar year.
- Unlimited Marriott Bonvoy Points
- No foreign transaction fees
- $95 Annual Fee
- Welcome Bonus: You’ll get 30,000 bonus points if you spend $1,000 on purchases with the card in the first 3 months months.
- 14x Rewards: Earn 3x Bonvoy points on every $1 you spend at Marriott Bonvoy hotels
- 2x Rewards: Earn 2x Bonvoy points on every $1 you spend on travel purchases
- 1x Rewards: Earn 1x Bonvoy points on all other purchases
- You also get 15 Elite Night Credits every calendar year
- No foreign transaction fees
- No annual fee
