One of the best deals available are interest free credit cards of 2018. No interest cards offer 0% on balance transfers, purchases, or both. With balance transfers, you can transfer one or more high interest credit card balances onto the interest free credit card and pay no interest during the introductory period.
With zero interest on purchases, you can use the card for big purchases or everyday expenses, and pay no interest until the intro period expires. Until recently, there were several cards that offered no interest for up to 12 months. Now, some credit cards offer 0% for up to 15 months, and there are a few cards that extend the 0% offer for 18 months or even 21 months on balance transfers and purchases.
What follows are some of the best 0% balance transfer and 0% on purchase cards available today.
Featured 0% Credit Card
We start with one of two no fee balance transfer offers. This one comes from the Amex EveryDay® Credit Card from American Express. You get 0% for 15 months on purchases and balance transfers.
For balance transfers, there is no balance transfer fee if you request the transfer within 60 days of opening the account.
In addition, you can earn 10,000 Membership Rewards Points when you make $1,000 in purchases on the card in the first 3 months. And there is no annual fee.
Our second no fee option comes from the Chase Slate® card. Here’s the deal. There is no balance transfer fee on balance transfers made in the first 60 days of account opening. And the 0% offer lasts for 15 months.
In addition, Chase gives you free access to your FICO credit score. And there is no annual fee.
Learn more about this card here.
Our next option is the Wells Fargo Platinum Visa® Card. With this card you’ll get a 0% introductory rate for 15 months on both purchases and balance transfers. You also get free access to your FICO score and up to $600 protection on your cell phone (subject to $25 deductible) on covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card. And there’s no annual fee.
Learn more about this card here.
Several great cash back cards also offer an excellent 0% balance transfer. One such card is the Chase Freedom Unlimited®. In addition to the cash back, you get 0% for 15 months on purchases and balance transfers. There is no annual fee.
Learn more about this card here.
Another great cash back card with a 0% offer is the Blue Cash Everyday® Card from American Express. The card comes with a 0% introductory rate for 15 months on purchases and balance transfers. This is a strong offer, particularly given the $150 statement credit new card members can earn.
And there is no annual fee.
Learn more about this card here.
The Wells Fargo Cash Wise Visa® Card comes with a 0% balance transfer for 12 months. The offer is also good on purchases. Recall that there is no annual fee and the chance to earn a $200 bonus.
Learn more about this card here.
Here’s another card with a 15 month 0% offer. In addition to the cash back and bonus cash rewards, you’ll get a 0% introductory rate for 15 months on purchases and balance transfers. There is no annual fee, but the balance transfer fee on this one is 5% (3% is standard).
Learn more about this card here.
While not the longest 0% offer, the Capital One® Quicksilver® Cash Rewards Credit Card comes with a 0% introductory rate on purchases and balance transfers for nine months.
There is no annual fee.
Learn more about this card here.