Best Credit Card Signup Bonuses of 2019

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It’s for that reason that I complied this exhaustive list of credit card welcome bonuses, deals, and promotions for 2019.

The list starts with the highest bonuses, and then is organized by type of bonus (cash, points, or miles) and by type of card (business and student cards).

As you review this list keep a few things in mind:

  • The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards;
  • The higher the signup bonus, the higher then spending requirement you’ll need to meet to get it;
  • The higher the signup bonus, the higher the annual fee; and
  • The value of points or miles can vary depending on how you use them.

With that, let’s get to the list:

Best Signup Bonuses

Here are the cards that offer some of the highest bonuses currently available:

Chase Sapphire Preferred Card

  • Receive 60,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. 60,000 points are worth $ in travel when you redeem through Chase Ultimate Rewards.
  • 2X points on travel and dining at restaurants
  • 1 point per dollar spent on all other purchases
  • $0 foreign transaction fees
  • 1:1 point transfer to leading frequent travel programs at full value
  • $ Annual Fee

Click here to learn more about the Chase Sapphire Preferred Card and similar credit cards.

Hilton Honors American Express Business Credit Card

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn 2X at hotels and resorts in the Hilton portfolio
  • Earn 6X on Select Business & Travel Purchases
  • Earn 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your card in the same calendar year.
  • Enjoy 10 free airport lounge visits each year once enrolled in complimentary Priority Pass(TM) Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Chase Ink Business Preferred Credit Card

  • Signup Bonus: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Bonus Points worth $1,000 toward travel redeemed through Chase Ultimate Rewards®
  • 3X Points Reward: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • 1X Points Reward: Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Click here to learn more about the Chase Ink Business Preferred Credit Card and similar credit cards.

Cash Welcome Bonuses

As the saying goes, cash is king. The following credit cards pay a cash bonus when you spend a set amount within a certain period of time. Keep in mind that many of the points and miles offers can be converted to cash or statement credits.

Blue Cash Preferred® Card from American Express

  • Welcome Offer: Earn $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Earn Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% U.S. gas stations, and 1% other purchases. Terms and limitations apply.
  • NEW 6% Cash Back on select U.S. streaming subscriptions including  Spotify, Netflix, Hulu, HBO, ShowTime, Pandora, Apple Music, Amazon Music or Video (Does not include Prime membership).
  • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • With the Blue Cash Preferred® Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate based on your creditworthiness and other factors.
  • Annual Fee: $95
  • Terms Apply

Chase Freedom

  • Signup Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 1% Cash Back: Earn 1% cash back on all other purchases
  • Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee

Click here to learn more about the Chase Freedom and similar credit cards.

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Cash Back: Earn 1.5% cash back on every purchase
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Free credit monitoring with the CreditWise® app
  • $0 fraud liability if your card is ever lost or stolen
  • Get customized alerts and manage your account with the Capital One mobile app
  • $39 annual fee

Fidelity Rewards Visa Signature

  • Earn a $100 bonus when you spend $1,000 within the first 90 days
  • Earn unlimited 2% cash back into an eligible
  • No Annual Fee
  • No Rewards Points limits, expirations or restrictive categories
  • A great way to build your investment portfolio at Fidelity

Miles Welcome Bonuses

Here you’ll find the top miles bonuses, followed by the top points deals in the next section. There really is, however, no practical difference between points and miles.

Airlines typically call their rewards “miles,” although there are exceptions. British Airways calls them “Avios.” Go figure. Southwest Airlines calls them points, but we know Southwest just likes to be different (remember how they board planes). Most hotel cards and non-branded travel cards call rewards points, but again, their are exceptions. The Capital One Venture Rewards card calls its rewards “miles.”

So why did I divide them between miles and points? Simplicity. With that said, here are the Miles promotions:

British Airways Visa Signature

  • Welcome Offer: Earn 50,000 bonus Avios after spending $3,000 within the first 3 months.
  • Welcome Offer #2: Earn an additional 50,000 bonus Avios after spending $20,000 within your first year of account opening.
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Points Welcome Bonuses

Here are the points promotions. As with miles, it’s not enough to simply compare these bonuses in absolute terms. You need to understand the value of the points when you redeem them. Often, the value depends on how you redeem the points.

Wells Fargo Propel American Express Card

  • Earn 30,000 bonus points when you spend $3,000 in purchases in the first – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • 0% intro APR for 12 months on purchases and balance transfers
  • No annual fee

Southwest Rapid Rewards Priority Credit Card

Southwest Rapid Rewards Priority Credit Card
  • Earn 40,000 after spending $1,000 within the first .
  • Earn 7,500 bonus points after your Cardmember anniversary.
  • $75 Southwest® travel credit each year.
  • Four Upgraded Boardings per year when available.
  • 20% back on in-flight drinks, WiFi, messaging, and movies.
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
  • No foreign transaction fees.

Click here to learn more about the Southwest Rapid Rewards Priority Credit Card and similar credit cards.

Business Card Welcome Bonuses

As a small business owner, I know the value of a good credit card. These deals span all categories, cash, miles and points.

Marriott Bonvoy Business American Express Card

  • Limited Time Offer: Earn 75,000 bonus Marriott Bonvoy points after spending $3,000 within the first 3 months
  • Earn 6x points at participating Marriott Bonvoy hotels
  • Earn 4x points at U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. service providers
  • Earn 2x points on all other eligible purchases
  • Receive 1 Free Night Award each year after your Card account anniversary you can use at a participating hotel.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status.
  • Earn Gold Elite status after spending $35,000 on eligible purchases on your card in a calendar year.
  • Annual fee is $125

Hilton Honors American Express Business Credit Card

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn 2X at hotels and resorts in the Hilton portfolio
  • Earn 6X on Select Business & Travel Purchases
  • Earn 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your card in the same calendar year.
  • Enjoy 10 free airport lounge visits each year once enrolled in complimentary Priority Pass(TM) Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Hilton Honors American Express Card

  • Welcome Offer: Earn 90,000 Hilton Honors bonus points after spending $2,000 within your first 3 months.
  • Earn 7X Hilton Honors Bonus Points for every dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for every dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your card.
  • No Foreign Transaction Fees.
  • Enjoy complimentary Hilton Honors Silver status with your Card.
  • No Annual Fee.
  • Terms Apply.

Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Boundless Credit Card
  • Bonus: Earn 75,000 bonus points after spending $3,000 on purchases within the first 3
  • Earn a free night award (worth up to 35,000 points) every year after your account anniversary
  • Earn 6X points at participating Marriott Bonvoy hotels
  • Earn 2X Bonvoy points on all other purchasers
  • Earn Silver Elite Status each account anniversary, path to Gold Status after users spend $35,000 each year
  • Receive 15 Elite Night Credits granted each calendar year.
  • Unlimited Marriott Bonvoy Points
  • $95 Annual Fee

Click here to learn more about the Marriott Bonvoy Boundless Credit Card and similar credit cards.

British Airways Visa Signature

British Airways Visa Signature
  • Welcome Offer: Earn 50,000 bonus Avios after spending $3,000 within the first 3 months.
  • Welcome Offer #2: Earn an additional 50,000 bonus Avios after spending $20,000 within your first year of account opening.
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Southwest Rapid Rewards Premier Business Credit Card

Southwest Rapid Rewards Premier Business Credit Card
  • Limited Time Offer: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Annual Bonus: Earn 6,000 bonus points after your Cardmember anniversary.
  • 2X Rewards: Earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1X Rewards: Earn 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees

Click here to learn more about the Southwest Rapid Rewards Premier Business Credit Card and similar credit cards.

IHG Rewards Club Premier Credit Card

IHG Rewards Club Premier Credit Card
  • Welcome Bonus #1: Earn 125,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening
  • 40x Rewards: For the first year, earn 40 points total for every $1 spent when you stay at an IHG hotel. After that, 25X points.
  • 4x Rewards: For the first year, earn 4X points on all other purchases. After that, 2X points at gas stations, grocery stores, and restaurants and 1 point per $1 on all other purchases.
  • 1x Rewards: Earn 1 point per $1 spent on all other purchases
  • Get a free night after each account anniversary year at eligible IHG hotels worldwide.
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre?® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Click here to learn more about the IHG Rewards Club Premier Credit Card and similar credit cards.

Chase Ink Business Unlimited

Chase Ink Business Unlimited
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 1.5% cash back on every purchase
  • 0% introductory APR for 12 months on purchases
  • No Annual Fee

Click here to learn more about the Chase Ink Business Unlimited and similar credit cards.