Best Credit Card Signup Bonuses of December 2022 (Up to $1,000)

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It’s for that reason that I compiled this exhaustive list of the best credit card signup bonuses, deals, and promotions of December 2022.

December 2022 Update

Here are the recent updates in the world of credit card signup bonuses that we’ve been tracking.

• 12/06/22: Earn 50,000 bonus points after spending $1,000 within your first 3 months with the Southwest Rapid Rewards® Priority Credit Card.
• 12/06/22: Earn 50,000 bonus points after spending $1,000 within your first 3 months with the Southwest Rapid Rewards® Premier Credit Card.
• 12/06/22: Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Plus Credit Card.
• 12/06/22: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases in the first 3 months of account opening with the Citi® / AAdvantage® Executive World Elite Mastercard®.
• 12/01/22: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards® with the Chase Sapphire Reserve®.
• 10/27/22: Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card.
• 10/27/22: Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card.

Best Credit Card Signup Bonuses

The following credit cards offer cash or statement credit bonuses for new card members.

Blue Cash Preferred® Card from American Express—$250

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. The card offers up to 6% cash back and charges a $95 annual fee after the first year. Its most popular feature is its cash back at grocery stores and streaming services.

• Welcome Bonus: $250
• Cash Back: 1% to 6%
• 0% Intro APR: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% - 28.74%
• Annual Fee: $0 intro annual fee for the first year, then $95

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Chase Freedom Unlimited®–Up to $200

The Chase Freedom Unlimited® offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). This represents a potential $200 in extra cash back. On top of the bonus cash back, the card offers up to 5% cash back and charges no annual fee. Its most popular feature is its cash back on travel. Rewards can be converted to Chase Ultimate Rewards points.

• Signup Bonus: Up to $200
• Cash Back: 1.5% to 5%
• 0% Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 27.49%.
• Annual Fee: $0

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Citi Custom Cash Card—$200

The Citi Custom Cash Card offers $200 cash back after you spend $1,500 on purchases with the card in the first 6 months. The card offers up to 5% cash back and charges no annual fee. Its most popular feature is its 5% cash back on the top eligible spend category each billing cycle on up to $500 spent.

• Signup Bonus: $200
• Cash Back: 1% to 5%
• 0% Intro APR: 0% intro APR on purchases for 15 months and for balance transfers for 15 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
• Annual Fee: $0

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Capital One Quicksilver Cash Rewards Credit Card—$200

The Capital One Quicksilver Cash Rewards Credit Card offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers 1.5% cash back on purchases and charges no annual fee. It charges no foreign transaction fees and offers a 0% intro rate.

• Signup Bonus: $200
• Cash Back: 1.5%
• 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then a variable APR rate
• Annual Fee: $0

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Chase Freedom Flex(SM)—$200

The Chase Freedom Flex(SM) offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers up to 5% cash back and charges no annual fee. It offers 5% cash back rotating categories with spending caps, but it also offers elevated rewards on a number of other purchase categories.

• Signup Bonus: $200
• Cash Back: 1% to 5%
• 0% Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 27.49%
• Annual Fee: $0

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Chase Sapphire Preferred® Card—60,000 Points–Editor’s Pick

The Chase Sapphire Preferred® Card offers 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $750. The card offers up to 5x in points for every $1 in purchase and a 25% bonus when points are redeemed for travel through Chase.

• Signup Bonus: 60,000 points
• Rewards Rate: 1x to 5x + 25% bonus when redeemed for travel through Chase
• Annual Fee: $95

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Chase Sapphire Reserve®—60,000 Points

The Chase Sapphire Reserve® offers 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $900. The card offers up to 10x points and a 50% bonus when points are redeemed for travel through Chase.

• Signup Bonus: 60,000 points
• Rewards Rate: 1x to 10x + 50% bonus when redeemed for travel through Chase
• Annual Fee: $550

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Capital One Venture X Rewards Credit Card—75,000 Miles

The Capital One Venture X Rewards Credit Card offers 75,000 miles after you spend $4,000 on purchases with the card in the first 3 months. Earn up to 10x points per $1 spent on select purchases. The card also offers an annual $300 credit on travel booked through Capital One Travel.

• Signup Bonus: 75,000 miles
• Rewards Rate: 2x to 10x
• Annual Fee: $395

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The Platinum Card® from American Express—80,000 Points

The Platinum Card® from American Express offers 80,000 points after you spend $6,000 on purchases with the card in the first 6 months. The card also comes with a host of travel-related credits that offset the annual fee of the card.

• Welcome Bonus: 80,000 points
• Rewards Rate: 1x to 10x
• Annual Fee: $695

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American Express Gold Card—60,000 Points

American Express Gold Card offers 60,000 points after you spend $4,000 on purchases with the card in the first 6 months. These points could be worth as much as $1,200 depending on how they are redeemed.

• Welcome Bonus: 60,000 points
• Rewards Rate: 1x to 4x
• Annual Fee: $250

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List of Credit Card Signup Bonuses

Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.

How to Pick The Best Credit Card Signup Offers

Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.

A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you’ll earn ongoing rewards, and how you’ll redeem the rewards you earn.

A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. While there’s no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.

Consider the spend requirement: Most signup bonuses require new cardmembers to charge a certain amount of purchases to the card within a specified period of time to qualify for the bonus. While the amounts vary, it’s generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement.

The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.

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