• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Credit Card and banking reviews

AllCards.com

Credit Cards, Banking, and Cash Back

  • Best Credit Cards
  • 0% Credit Cards
  • Credit Card Signup Bonuses
  • Banking
  • Calculators
You are here: Home / Credit Cards / Best Credit Card Signup Bonuses of 2022 (Up to $1,000)

Best Credit Card Signup Bonuses of 2022 (Up to $1,000)

May 7, 2022 by Rob Berger

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It’s for that reason that I complied this exhaustive list of the best credit card signup bonuses, deals, and promotions of 2022.

credit card signup bonuses

Best Credit Card Signup Bonuses

The following credit cards offer cash or statement credit bonuses for new card members.

Blue Cash Preferred® Card from American Express—$300

The Blue Cash Preferred® Card from American Express offers a $300 statement credit after you spend $3,000 on purchases with the card in the first 6 months. The card offers up to 6% cash back and charges a $95 annual fee. Its most popular feature is its cash back at grocery stores and streaming services.

  • Welcome Bonus: $300
  • Cash Back: 1% to 6%
  • 0% Intro APR: Yes, on purchases
  • Annual Fee: $0 introductory annual fee for the first year, then $95

Chase Freedom Unlimited–Up to $300

The Chase Freedom Unlimited offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). This represents a potential $300 in extra cash back. On top of the bonus cash back, the card offers up to 5% cash back and charges no annual fee. Its most popular feature is its cash back on travel. Rewards can be converted to Chase Ultimate Rewards points.

  • Signup Bonus: $300
  • Cash Back: 1.5% to 5%
  • 0% Intro APR: Yes, on both purchases and balance transfers
  • Annual Fee: $0

Citi Custom Cash Card—$200

The Citi Custom Cash Card offers $200 cash back after you spend $750 on purchases with the card in the first 3 months. The card offers up to 5% cash back and charges no annual fee. Its most popular feature is its 5% cash back on the top eligible spend category each billing cycle on up to $500 spent.

  • Signup Bonus: $200
  • Cash Back: 1% to 5%
  • 0% Intro APR: Yes, on both purchases and balance transfers
  • Annual Fee: $0

Capital One Quicksilver Cash Rewards Credit Card—$200

The Capital One Quicksilver Cash Rewards Credit Card offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers 1.5% cash back on purchases and charges no annual fee. It charges no foreign transaction fees and offers a 0% intro rate.

  • Signup Bonus: $200
  • Cash Back: 1.5%
  • 0% Intro APR: 0% intro on purchases, then 15.24% - 25.24% (Variable)
  • Annual Fee: $0

Chase Freedom Flex—$200

The Chase Freedom Flex offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers up to 5% cash back and charges no annual fee. It offers 5% cash back rotating categories with spending caps, but it also offers elevated rewards on a number of other purchase categories.

  • Signup Bonus: $200
  • Cash Back: 1% to 5%
  • 0% Intro APR: Yes, on purchases
  • Annual Fee: $0

Chase Sapphire Preferred Card—80,000 Points–Editor’s Pick

The Chase Sapphire Preferred Card offers 80,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $1000. The card offers up to 5x in points for every $1 in purchase and a 25% bonus when points are redeemed for travel through Chase.

  • Signup Bonus: 80,000 points
  • Rewards Rate: 1x to 5x + 25% bonus when redeemed for travel through Chase
  • Annual Fee: $95

Chase Sapphire Reserve Card—50,000 Points

The Chase Sapphire Reserve Card offers 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $750. The card offers up to 10x in points for every $1 in purchase and a 50% bonus when points are redeemed for travel through Chase.

  • Signup Bonus: 50,000 points
  • Rewards Rate: 1x to 10x + 50% bonus when redeemed for travel through Chase
  • Annual Fee: $550

Capital One Venture X Rewards Credit Card—75,000 Miles

The Capital One Venture X Rewards Credit Card offers 75,000 miles after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel these points are worth $750. Earn up to 10x points per $1 spent on select purchases. The card also offers an annual $300 credit on travel booked through Capital One Travel.

  • Signup Bonus: 75,000 miles
  • Rewards Rate: 2x to 10x
  • Annual Fee: $395

The Platinum Card® from American Express—100,000 Points

The Platinum Card® from American Express offers 100,000 points after you spend $6,000 on purchases with the card in the first 6 months. These points could be worth as much as $2,000 depending on how they are redeemed. The card also comes with a host of travel related credits that offset the annual fee of the card.

  • Signup Bonus: 100,000 points
  • Rewards Rate: 1x to 10x
  • Annual Fee: $695

American Express Gold Card—60,000 Points

American Express Gold Card offers 60,000 points after you spend $4,000 on purchases with the card in the first 6 months. These points could be worth as much as $1,200 depending on how they are redeemed.

  • Signup Bonus: 60,000 points
  • Rewards Rate: 1x to 4x
  • Annual Fee: $250

List of Credit Card Signup Bonuses

Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.

The Platinum Card® from American Express
Rewards
1x-10x
Bonus
100,000 Points
Earn 100,000 Points after spending $6,000 in the first 6 months.
Chase Sapphire Preferred Card
Rewards
1x - 5x
Bonus
80,000 Points
Earn 80,000 Points after spending $4,000 in the first 3 months.
Capital One Venture Rewards Credit Card
Rewards
2x - 5x
Bonus
75,000 Miles
Earn 75,000 Miles after spending $4,000 in the first 3 months.
Capital One Venture X Rewards Credit Card
Rewards
2x - 10x
Bonus
75,000 Miles
Earn 75,000 Miles after spending $4,000 in the first 3 months.
American Express Gold Card
Rewards
1x-4x
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 6 months.
Citi Premier Card
Rewards
1x - 3x
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 3 months.
Capital One Spark Miles for Business
Rewards
2x
Bonus
50,000 Miles
Earn 50,000 Miles after spending $4,500 in the first 3 months.
Chase Sapphire Reserve Card
Rewards
1x - 10x
Bonus
50,000 Points
Earn 50,000 Points after spending $4,000 in the first 3 months.
U.S. Bank Altitude Connect Visa Signature Card
Rewards
1x - 5x
Bonus
50,000 Points
Earn 50,000 Points after spending $2,000 in the first 120 days.
Southwest Rapid Rewards® Premier Credit Card
Rewards
1 to 3 points
Bonus
40,000 Points
Earn 40,000 Points after spending $1,000 in the first 3 months.
Bank of America® Travel Rewards Card
Rewards
1.5 points
Bonus
25,000 Points
Earn 25,000 Points after spending $1,000 in the first 90 days.
U.S. Bank Altitude Go Visa Signature Card
Rewards
1x-4x
Bonus
20,000 Points
Earn 20,000 Points after spending $1,000 in the first 90 days.
Capital One VentureOne Rewards Credit Card
Rewards
1.25x miles
Bonus
20,000 Miles
Earn 20,000 Miles after spending $500 in the first 3 months.
Delta SkyMiles® Blue American Express Card
Rewards
1x - 2x
Bonus
10,000 Miles
Earn 10,000 Miles after spending $500 in the first 3 months.
Chase Ink Business Cash Credit Card
Rewards
1%-5%
Bonus
$750
Earn $750 after spending $7,500 in the first 3 months.
Capital One Spark Cash for Business
Rewards
2%
Bonus
$500
Earn $500 after spending $4,500 in the first 3 months.
Capital One Spark Cash Select - $500 Cash Bonus
Rewards
1.5%
Bonus
$500
Earn $500 after spending $4,500 in the first 3 months.
Blue Cash Preferred® Card from American Express
Rewards
1%-6%
Bonus
$300
Earn $300 after spending $3,000 in the first 6 months.
Chase Freedom Unlimited
Rewards
1.5-6.5%
Bonus
$300
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).
Capital One Savor Rewards Credit Card
Rewards
1-4%
Bonus
$300
Earn $300 after spending $3,000 in the first 3 months.
Hotels.com® Rewards Visa® Credit Card
Rewards
1 stamp
Bonus
$250
Earn $250 after spending $1,000 in the first 3 months.
U.S. Bank Cash+ Visa Signature Card
Rewards
1% - 5%
Bonus
$200
Earn $200 after spending $1,000 in the first 120 days.
Capital One Quicksilver Cash Rewards Credit Card
Rewards
1.5%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
Upgrade Visa Card
Rewards
1.5%
Bonus
$200
Earn $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
Capital One SavorOne Cash Rewards Credit Card
Rewards
1-3%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
Citi Custom Cash Card
Rewards
1% - 5%
Bonus
$200
Earn $200 after spending $750 in the first 3 months.
Chase Freedom Flex
Rewards
1-5%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
Wells Fargo Active Cash Card
Rewards
2%
Bonus
$200
Earn $200 after spending $1,000 in the first 3 months.
American Express Cash Magnet® Card
Rewards
1.5%
Bonus
$150
Earn $150 after spending $500 in the first 3 months.
TD Cash Credit Card
Rewards
1% - 3%
Bonus
$150
Earn $150 after spending $500 in the first 3 months.

How to Pick The Best Credit Card Signup Offers

Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.

A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you’ll earn ongoing rewards, and how you’ll redeem the rewards you earn.

A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. While there’s no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.

Consider the spend requirement: Most signup bonuses require new cardmembers to charge a certain amount of purchases to the card within a specified period of time to qualify for the bonus. While the amounts vary, it’s generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement.

The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.

FAQs

What is the best credit card signup bonus?

Arguably the best credit card signup bonus today is with the Chase Sapphire Preferred Card.

Do all credit cards offer signup bonuses?

No. It’s a common marketing strategy with a lot of credit cards, but many do not offer bonuses.

Is a welcome bonus different than a signup bonus?

No, but some credit card issuers refer to their bonus as a “welcome bonus” and others refer to it as a “signup bonus.”

Are signup bonuses worth it?

They can be if they are part of a larger credit card rewards plan. Be careful, however. Credit cards can prompt consumers to spend more money than they should, as one MIT study found.

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

Primary Sidebar

Best Credit Card Offer

Chase Sapphire Preferred Card

Signup Bonus: 80,000 points

Advertiser Disclosure

AllCards has partnered with CardRatings for our coverage of credit card products. AllCards and CardRatings may receive a commission from card issuers.

Credit Cards by Category

  • Balance Transfer
  • 0% APR Cards
  • Cash Back
  • Travel
  • Miles
  • Business
  • Gas Rewards
  • Supermarket Credit Cards
  • Secured Credit Cards
  • Student Credit Cards
  • Prepaid Debit Cards

Credit Cards by Credit Score

  • 650 – 700
  • 600 – 650
  • Under 600

Banking

  • Best Online Banks
  • Best Online Savings Accounts
  • Best CD Rates
  • Best Checking Accounts

Credit Cards by Issuer

  • American Express
  • Capital One
  • Chase
  • Citibank
  • U.S. Bank
  • Wells Fargo

About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad. He currently serves as the Deputy Editor of Forbes Money Advisor.

  • Best Credit Cards of 2022
  • 0% Credit Cards
  • Best Cash Back Credit Cards
  • Best Travel Rewards Credit Cards
  • Credit Cards with Signup Bonuses
  • About
  • Contact
  • Privacy Policy
  • Terms of Use
  • RSS Feed

© 2022 A.R. Roberts LLC All Rights Reserved

Advertising Disclosure: allCards.com is an independent, advertising-supported blog offering financial product comparisons. We are compensated when users click links to or apply for sponsored financial products including, but not limited to, credit cards or bank/brokerage accounts. Credit card reviews and listings express the opinions of the author alone, and not those of any credit card issuer. The content has not been reviewed, approved or otherwise endorsed by the credit card advertisers. This compensation may impact how or where links appear on this site. This site does not include all available financial companies or offers.

Banking Content Disclosure: Content is not provided or commissioned by the bank advertiser(s). Opinions expressed here are author's alone, not those of the bank advertiser(s), and have not been reviewed, approved or otherwise endorsed by the bank advertiser(s). This site may be compensated through the bank advertiser(s) Affiliate Program(s).

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
Cookie SettingsAccept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT