Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It’s for that reason that I compiled this exhaustive list of the best credit card signup bonuses, deals, and promotions of August 2022.

August 2022 Update
Here are the recent updates in the world of credit card signup bonuses that we’ve been tracking.
- 7/22/22: With the Marriott Bonvoy Boundless® Credit Card, earn 3 Free Nights (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card.
- 7/22/22: With the Marriott Bonvoy Bold® Credit Card, you can earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- 07/21/22: The Marriott Bonvoy Business® American Express® Card has a Limited Time Offer: Earn 125,000 Marriott Bonvoy Bonus Points after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 8/31/22.
- 07/06/22: The Citi Rewards+® Card welcomes you with 20,000 points when you spend $1,500 in the first 3 months, redeemable for $200 in gift cards at Thankyou.com.
- 7/06/22: The Chase Freedom Unlimited® now has a $300 bonus when you spend $500 in 3 months. It used to be a $300 bonus, now both this card and the Chase Freedom Flex(SM) offer the same bonus.
- 7/06/22: The TD Cash Visa Credit Card offers a $150 sign up bonus when you spend $500 in the first 90 days.
- 7/06/22: The PayPal Cashback Mastercard offers a $100 bonus when you spend $500 in the first 90 days.
- 6/22/2022: The New United Quest(SM) Card card offers 80,000 bonus miles after you spend $5,000 in the first 3 months.
- 6/22/2022: The United Gateway(SM) Card card earns you 30,000 miles after you spend $1,000 in the first 3 months.
- 6/14/2022: The Chase Sapphire Reserve® just increased its signup bonus from 50,000 points to 60,000 points after spending $4,000 within your first 3 months.
- 6/14/2022: The Citi Premier Card just increased its signup bonus to 80,000 ThankYou points.
- 6/9/2022: The Blue Cash Preferred® Card from American Express just increased its welcome bonus from $300 to $350 after spending $3,000 within your first 6 months.
- 6/2/2022: Marriott increased the signup bonus on the Marriott Bonvoy Bold® Credit Card from 30,000 to 60,000 bonus points.
- 6/2/2022: Marriott increased the bonus from 3 nights to 5 nights on the Marriott Bonvoy Boundless® Credit Card.
Best Credit Card Signup Bonuses
The following credit cards offer cash or statement credit bonuses for new card members.
Blue Cash Preferred® Card from American Express—$350

- Welcome Bonus: $350
- Cash Back: 1% to 6%
- 0% Intro APR: 0% intro APR for 12 months on purchases from the date of account opening, then a variable rate, 16.24% - 26.24%
- Annual Fee: $95
Chase Freedom Unlimited®–Up to $300

- Signup Bonus: Up to $300
- Cash Back: 1.5% to 5%
- 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then a variable APR rate
- Annual Fee: $0
Citi Custom Cash Card—$200

- Signup Bonus: $200
- Cash Back: 1% to 5%
- 0% Intro APR: 0% intro APR on purchases for 15 months and for balance transfers for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Annual Fee: $0
Capital One Quicksilver Cash Rewards Credit Card—$200

- Signup Bonus: $200
- Cash Back: 1.5%
- 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then a variable APR rate
- Annual Fee: $0
Chase Freedom Flex(SM)—$200

- Signup Bonus: $200
- Cash Back: 1% to 5%
- 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then a variable APR rate
- Annual Fee: $0
Chase Sapphire Preferred® Card—60,000 Points–Editor’s Pick

- Signup Bonus: 60,000 points
- Rewards Rate: 1x to 5x + 25% bonus when redeemed for travel through Chase
- Annual Fee: $95
Chase Sapphire Reserve®—60,000 Points

- Signup Bonus: 60,000 points
- Rewards Rate: 1x to 10x + 50% bonus when redeemed for travel through Chase
- Annual Fee: $550
Capital One Venture X Rewards Credit Card—75,000 Miles

- Signup Bonus: 75,000 miles
- Rewards Rate: 2x to 10x
- Annual Fee: $395
The Platinum Card® from American Express—100,000 Points

- Signup Bonus: 100,000 points
- Rewards Rate: 1x to 10x
- Annual Fee: $695
American Express Gold Card—60,000 Points

- Signup Bonus: 60,000 points
- Rewards Rate: 1x to 4x
- Annual Fee: $250
List of Credit Card Signup Bonuses
Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.
How to Pick The Best Credit Card Signup Offers
Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.
A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you’ll earn ongoing rewards, and how you’ll redeem the rewards you earn.
A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. While there’s no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.
Consider the spend requirement: Most signup bonuses require new cardmembers to charge a certain amount of purchases to the card within a specified period of time to qualify for the bonus. While the amounts vary, it’s generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement.
The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.
FAQs
What is the best credit card signup bonus?
Arguably the best credit card signup bonus today is with the Chase Sapphire Preferred® Card.
Do all credit cards offer signup bonuses?
No. It’s a common marketing strategy with a lot of credit cards, but many do not offer bonuses.
Is a welcome bonus different than a signup bonus?
No, but some credit card issuers refer to their bonus as a “welcome bonus” and others refer to it as a “signup bonus.”
Are signup bonuses worth it?
They can be if they are part of a larger credit card rewards plan. Be careful, however. Credit cards can prompt consumers to spend more money than they should, as one MIT study found.