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You are here: Home / Credit Cards / Best Credit Card Signup Bonuses of March 2023 (Up to $900)

Best Credit Card Signup Bonuses of March 2023 (Up to $900)

February 28, 2023 by Rob Berger

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It's for that reason that I compiled this exhaustive list of the best credit card signup bonuses, deals, and promotions of March 2023.

credit card signup bonuses

March 2023 Update

Here are the recent updates in the world of credit card signup bonuses that we've been tracking.

  • 3/15/2023: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Priority Credit Card.
  • 3/15/2023: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Premier Credit Card.
  • 3/15/2023: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Plus Credit Card.
  • 3/2/2023: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership with the Marriott Bonvoy Business® American Express® Card. Offer ends 5/3/23.
  • 2/9/2023: Limited Time Offer! Earn 100,000 Bonus Points after spending $3,000 on purchases in your first 6 months from account opening with the Marriott Bonvoy Boundless® Credit Card.
  • 2/9/2023: Limited Time Offer: Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 6 months from account opening with the Marriott Bonvoy Bold® Credit Card.
  • 2/9/2023: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership with the Hilton Honors American Express Card. Offer ends 04/05/2023.
  • 2/9/2023: Limited Time Offer: Earn 165,000 Hilton Honors Bonus Points after you spend $5,000 in purchases on the Card within your first 3 Months of Card Membership with the The Hilton Honors American Express Business Card. Offer ends 4/5/23.
  • 2/7/2023: Limited-time offer: earn Companion Pass® good through 2/28/24 plus 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Priority Credit Card.
  • 2/7/2023: Limited-time offer: earn Companion Pass® good through 2/28/24 plus 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Premier Credit Card.
  • 2/7/2023: Limited-time offer: earn Companion Pass® good through 2/28/24 plus 50,000 points after you spend $1,000 on purchases in the first 3 months from account opening with the Southwest Rapid Rewards® Plus Credit Card.
  • 2/2/2023: With the Delta SkyMiles® Platinum American Express Card, you can earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • 2/2/2023: With the Delta SkyMiles® Gold American Express Card, you can earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months. 
  • 2/2/2023: With the Delta SkyMiles® Reserve American Express Card, you can earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.

Best Credit Card Signup Bonuses

The following credit cards offer cash or statement credit bonuses for new card members.

Blue Cash Preferred® Card from American Express—$250

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. The card offers up to 6% cash back and charges a $95 annual fee after the first year. Its most popular feature is its cash back at grocery stores and streaming services.

  • Welcome Bonus: $250
  • Cash Back: 1% to 6%
  • 0% Intro APR: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.74% - 29.74%
  • Annual Fee: $0 intro annual fee for the first year, then $95
Read our Review

Chase Freedom Unlimited®–Earn an extra 1.5% cash back in your first year

The Chase Freedom Unlimited® offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). This represents a potential $300 in extra cash back. On top of the bonus cash back, the card offers up to 5% cash back and charges no annual fee. Its most popular feature is its cash back on travel. Rewards can be converted to Chase Ultimate Rewards points.

  • Signup Bonus: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year).
  • Cash Back: 1.5% to 5%
  • 0% Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%.
  • Annual Fee: $0
Read our Review

Citi Custom Cash Card—$200

The Citi Custom Cash Card offers $200 cash back after you spend $1,500 on purchases with the card in the first 6 months. The card offers up to 5% cash back and charges no annual fee. Its most popular feature is its 5% cash back on the top eligible spend category each billing cycle on up to $500 spent.

  • Signup Bonus: $200
  • Cash Back: 1% to 5%
  • 0% Intro APR: 0% intro APR on purchases for 15 months and for balance transfers for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Annual Fee: $0
Read our Review

Capital One Quicksilver Cash Rewards Credit Card—$200

The Capital One Quicksilver Cash Rewards Credit Card offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers 1.5% cash back on purchases and charges no annual fee. It charges no foreign transaction fees and offers a 0% intro rate.

  • Signup Bonus: $200
  • Cash Back: 1.5%
  • 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then 19.24% - 29.24% variable APR
  • Annual Fee: $0
Read our Review

Chase Freedom Flex(SM)—$200

The Chase Freedom Flex(SM) offers $200 cash back after you spend $500 on purchases with the card in the first 3 months. The card offers up to 5% cash back and charges no annual fee. It offers 5% cash back rotating categories with spending caps, but it also offers elevated rewards on a number of other purchase categories.

  • Signup Bonus: $200
  • Cash Back: 1% to 5%
  • 0% Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%
  • Annual Fee: $0
Read our Review

Chase Sapphire Preferred® Card—60,000 Points–Editor's Pick

The Chase Sapphire Preferred® Card offers 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $750. The card offers up to 5x in points for every $1 in purchase and a 25% bonus when points are redeemed for travel through Chase.

  • Signup Bonus: 60,000 points
  • Rewards Rate: 1x to 5x + 25% bonus when redeemed for travel through Chase
  • Annual Fee: $95
Read our Review

Chase Sapphire Reserve®—60,000 Points

The Chase Sapphire Reserve® offers 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the card in the first 3 months. If used to purchase travel through Chase, these points are worth $900. The card offers up to 10x points and a 50% bonus when points are redeemed for travel through Chase.

  • Signup Bonus: 60,000 points
  • Rewards Rate: 1x to 10x + 50% bonus when redeemed for travel through Chase
  • Annual Fee: $550
Read our Review

Capital One Venture X Rewards Credit Card—75,000 Miles

The Capital One Venture X Rewards Credit Card offers 75,000 miles after you spend $4,000 on purchases with the card in the first 3 months. You get 10,000 miles on your cardmember anniversary, too. Earn up to 10x points per $1 spent on select purchases. The card also offers an annual $300 credit on travel booked through Capital One Travel.

  • Signup Bonus: 75,000 miles
  • Rewards Rate: 2x to 10x
  • Annual Fee: $395
Learn More

The Platinum Card® from American Express—80,000 Points

The Platinum Card® from American Express offers 80,000 points after you spend $6,000 on purchases with the card in the first 6 months. The card also comes with a host of travel-related credits that offset the annual fee of the card.

  • Welcome Bonus: 80,000 points
  • Rewards Rate: 1x to 10x
  • Annual Fee: $695
Read our Review

American Express Gold Card—60,000 Points

American Express Gold Card offers 60,000 points after you spend $4,000 on purchases with the card in the first 6 months. These points could be worth as much as $1,200 depending on how they are redeemed.

  • Welcome Bonus: 60,000 points
  • Rewards Rate: 1x to 4x
  • Annual Fee: $250
Read our Review

List of Credit Card Signup Bonuses

Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.

IHG® Rewards Premier Credit Card
Rewards
3x to 26x points
Bonus
175,000 Points
Earn 175,000 Points after spending $3,000 in the first 3 months.
The Hilton Honors American Express Business Card
Rewards
3x to 12x points
Bonus
165,000 Points
Earn 165,000 Points after spending $5,000 in the first 3 months.
IHG® Rewards Premier Business Credit Card
Rewards
3x - 26x points
Bonus
140,000 Points
Earn 140,000 Points after spending $3,000 in the first 3 months.
Marriott Bonvoy Business® American Express® Card
Rewards
2x to 6x points
Bonus
125,000 Points
Earn 125,000 Points after spending $5,000 in the first 3 months.
IHG® Rewards Traveler Credit Card
Rewards
2x to 17x points
Bonus
120,000 Points
Earn 120,000 Points after spending $2,000 in the first 3 months.
The Business Platinum Card® from American Express
Rewards
1x to 5x Points
Bonus
120,000 Points
Earn 120,000 Points after spending $15,000 in the first 3 months.
Marriott Bonvoy Boundless® Credit Card
Rewards
2x to 6x points
Bonus
100,000 Points
Earn 100,000 Points after spending $3,000 in the first 6 months.
Ink Business Preferred® Credit Card
Rewards
1-3x points
Bonus
100,000 Points
Earn 100,000 Points after spending $15,000 in the first 3 months.
Hilton Honors American Express Card
Rewards
3x to 7x points
Bonus
100,000 Points
Earn 100,000 Points after spending $2,000 in the first 6 months.
Delta SkyMiles® Reserve Business American Express Card
Rewards
1X to 3X Miles
Bonus
100,000 Miles
Earn 100,000 Miles after spending $6,000 in the first 3 months.
Marriott Bonvoy Brilliant® American Express® Card
Rewards
2x - 6x points
Bonus
95,000 Points
Earn 95,000 Points after spending $5,000 in the first 3 months.
Delta SkyMiles® Platinum Business American Express Card
Rewards
1x - 3x miles
Bonus
95,000 Miles
Earn 95,000 Miles after spending $4,000 in the first 3 months.
Delta SkyMiles® Reserve American Express Card
Rewards
1x - 3x miles
Bonus
90,000 Miles
Earn 90,000 Miles after spending $6,000 in the first 6 months.
Marriott Bonvoy Bevy™ American Express® Card
Rewards
2x - 6x points
Bonus
85,000 Points
Earn 85,000 Points after spending $4,000 in the first 3 months.
The Platinum Card® from American Express
Rewards
1x-10x
Bonus
80,000 Points
Earn 80,000 Points after spending $6,000 in the first 6 months.
Southwest® Rapid Rewards® Performance Business Credit Card
Rewards
1X to 4X points
Bonus
80,000 Points
Earn 80,000 Points after spending $5,000 in the first 3 months.
United(SM) Business Card
Rewards
1x - 2x miles
Bonus
75,000 Miles
Earn 75,000 Miles after spending $5,000 in the first 3 months.
Capital One Venture Rewards Credit Card
Rewards
2x - 5x miles
Bonus
75,000 Miles
Earn 75,000 Miles after spending $4,000 in the first 3 months.
Capital One Venture X Rewards Credit Card
Rewards
2x - 10x
Bonus
75,000 Miles
Earn 75,000 Miles after spending $4,000 in the first 3 months.
Aer Lingus Visa Signature® Credit Card
Rewards
1 to 3 Avios
Bonus
75,000 Miles
Earn 75,000 Miles after spending $5,000 in the first 3 months.
Iberia Visa Signature® Card
Rewards
1 to 3 Avios
Bonus
75,000 Miles
Earn 75,000 Miles after spending $5,000 in the first 3 months.
Delta SkyMiles® Gold Business American Express Card
Rewards
1x - 2x miles
Bonus
75,000 Miles
Earn 75,000 Miles after spending $3,000 in the first 3 months.
Delta SkyMiles® Gold American Express Card
Rewards
1x to 2x miles
Bonus
70,000 Miles
Earn 70,000 Miles after spending $2,000 in the first 6 months.
American Express® Business Gold Card
Rewards
1x - 4x points
Bonus
70,000 Points
Earn 70,000 Points after spending $10,000 in the first 3 months.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Rewards
1x to 2x Miles
Bonus
65,000 Miles
Earn 65,000 Miles after spending $4,000 in the first 4 months.
Marriott Bonvoy Bold® Credit Card
Rewards
1x - 14x points
Bonus
60,000 Points
Earn 60,000 Points after spending $2,000 in the first 6 months.
Southwest® Rapid Rewards® Premier Business Credit Card
Rewards
1x to 3x points
Bonus
60,000 Points
Earn 60,000 Points after spending $3,000 in the first 3 months.
Chase Sapphire Preferred® Card
Rewards
1x - 5x points
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 3 months.
American Express Gold Card
Rewards
1x-4x
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 6 months.
Aeroplan® Credit Card
Rewards
1x to 3x Points
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 3 months.
Citi Premier Card
Rewards
1x - 3x
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 3 months.
Chase Sapphire Reserve®
Rewards
1x - 10x
Bonus
60,000 Points
Earn 60,000 Points after spending $4,000 in the first 3 months.
Southwest Rapid Rewards® Premier Credit Card
Rewards
2x - 3x Points
Bonus
50,000 Points
Earn 50,000 Points after spending $1,000 in the first 3 months.
Citi® / AAdvantage® Executive World Elite Mastercard®
Rewards
1x miles
Bonus
50,000 Miles
Earn 50,000 Miles after spending $5,000 in the first 3 months.
Southwest Rapid Rewards® Priority Credit Card
Rewards
2 to 3 points
Bonus
50,000 Points
Earn 50,000 Points after spending $1,000 in the first 3 months.
Capital One Spark Miles for Business
Rewards
2x
Bonus
50,000 Miles
Earn 50,000 Miles after spending $4,500 in the first 3 months.
Bank of America® Premium Rewards® Credit Card
Rewards
1.5X - 2X Points
Bonus
50,000 Points
Earn 50,000 Points after spending $3,000 in the first 90 days.
Southwest Rapid Rewards® Plus Credit Card
Rewards
1x - 2x points
Bonus
50,000 Points
Earn 50,000 Points after spending $1,000 in the first 3 months.
U.S. Bank Altitude® Connect Visa Signature® Card
Rewards
1x - 5x
Bonus
50,000 Points
Earn 50,000 Points after spending $2,000 in the first 120 days.
Capital One VentureOne Rewards Credit Card
Rewards
1.25x miles to 5 miles
Bonus
40,000 Miles
Earn 40,000 Miles after spending $1,000 in the first 3 months.
The World of Hyatt Credit Card
Rewards
1x to 9x points
Bonus
30,000 Points
Earn 30,000 Points after spending $3,000 in the first 3 months.
Bank of America® Travel Rewards Card
Rewards
1.5 points
Bonus
25,000 Points
Earn 25,000 Points after spending $1,000 in the first 90 days.
Wells Fargo Autograph Visa® Card
Rewards
1x to 3x points
Bonus
20,000 Points
Earn 20,000 Points after spending $1,000 in the first 3 months.
U.S. Bank Altitude Go Visa Signature Card
Rewards
1x-4x
Bonus
20,000 Points
Earn 20,000 Points after spending $1,000 in the first 90 days.
United Gateway(SM) Card
Rewards
1x - 2x Miles
Bonus
20,000 Miles
Earn 20,000 Miles after spending $1,000 in the first 3 months.
Capital One Spark Miles Select for Business
Rewards
1.5x
Bonus
20,000 Miles
Earn 20,000 Miles after spending $3,000 in the first 3 months.
UMB Simply Rewards
Rewards
1x to 3x Points
Bonus
15,000 Points
Earn 15,000 Points after spending $1,500 in the first 90 days.
The Blue Business® Plus Credit Card from American Express
Rewards
1x - 2x
Bonus
15,000 Points
Earn 15,000 Points after spending $3,000 in the first 3 months.
Delta SkyMiles® Blue American Express Card
Rewards
1x - 2x Miles
Bonus
10,000 Miles
Earn 10,000 Miles after spending $1,000 in the first 6 months.
New Business Card! Ink Business Premier(SM) Credit Card
Rewards
2%-5%
Bonus
$1,000
Earn $1,000 after spending $10,000 in the first 3 months.
Wells Fargo Business Elite Signature Card
Rewards
1.5% or 1x points
Bonus
$1,000
Earn $1,000 after spending $25,000 in the first 3 months.
Ink Business Cash® Credit Card
Rewards
1%-5%
Bonus
$750
Earn $750 after spending $6,000 in the first 3 months.
Ink Business Unlimited® Credit Card
Rewards
1.5%
Bonus
$750
Earn $750 after spending $6,000 in the first 3 months.
U.S. Bank Business Leverage® Visa Signature® Card
Rewards
1% to 5% cash back
Bonus
$750
Earn $750 after spending $7,500 in the first 120 days.
Capital One Spark Cash Plus
Rewards
2% to 5%
Bonus
$500
Earn $500 after spending $5,000 in the first 3 months.
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Rewards
1% - 5% Cash Back
Bonus
$500
Earn $500 after spending $4,500 in the first 150 days.
Revenued Business Card Visa® Commercial Card
Rewards
3%
Bonus
$500
Earn $500 after spending $5,000 in the first 3 months.
Capital One Spark Cash Select - $500 Cash Bonus
Rewards
1.5% - 5%
Bonus
$500
Earn $500 after spending $4,500 in the first 3 months.
Aspiration Zero Credit Card
Rewards
0.5% to 1%
Bonus
$300
Earn $300 after spending $3,000 in the first 90 days.
Capital One Savor Rewards Credit Card
Rewards
1-5%
Bonus
$300
Earn $300 after spending $3,000 in the first 3 months.
SoFi Credit Card
Rewards
2x points and up to 3% cash back
Bonus
$300
Earn $300 after spending $0 in the first months.
Blue Cash Preferred® Card from American Express
Rewards
1%-6%
Bonus
$250
Earn $250 after spending $3,000 in the first 6 months.
American Express Blue Business Cash™ Card
Rewards
1% - 2%
Bonus
$250
Earn $250 after spending $3,000 in the first 3 months.
Hotels.com® Rewards Visa® Credit Card
Rewards
1 stamp
Bonus
$250
Earn $250 after spending $1,000 in the first 3 months.
U.S. Bank Cash+ Visa Signature Card
Rewards
1% - 5%
Bonus
$200
Earn $200 after spending $1,000 in the first 120 days.
Blue Cash Everyday® Card from American Express
Rewards
1%-3%
Bonus
$200
Earn $200 after spending $2,000 in the first 6 months.
Capital One Quicksilver Cash Rewards Credit Card
Rewards
1.5%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
Chase Freedom Unlimited®
Rewards
1.5% - 5%
Bonus
$200
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).
Bank of America® Unlimited Cash Rewards Credit Card
Rewards
1.5%
Bonus
$200
Earn $200 after spending $1,000 in the first 90 days.
Upgrade Cash Rewards Visa®
Rewards
1.5%
Bonus
$200
Earn $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
American Express Cash Magnet® Card
Rewards
1.5%
Bonus
$200
Earn $200 after spending $2,000 in the first 6 months.
Capital One SavorOne Cash Rewards Credit Card
Rewards
1-3%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
PNC Cash Rewards® Visa® Credit Card
Rewards
1% - 4%
Bonus
$200
Earn $200 after spending $1,000 in the first 3 months.
Citi Custom Cash Card
Rewards
1% - 5%
Bonus
$200
Earn $200 after spending $1,500 in the first 6 months.
Chase Freedom Flex(SM)
Rewards
1% - 5%
Bonus
$200
Earn $200 after spending $500 in the first 3 months.
Wells Fargo Active Cash Card
Rewards
2%
Bonus
$200
Earn $200 after spending $1,000 in the first 3 months.
Amazon Business Prime American Express Card
Rewards
1% to 5%
Bonus
$125
Earn $125 after spending $0 in the first months.
Amazon Prime Rewards Visa Card
Rewards
1% - 5%
Bonus
$100
Earn $100 after spending $0 in the first months.
PayPal Cashback Mastercard
Rewards
2% to 3%
Bonus
$100
Earn $100 after spending $500 in the first 90 days.
DoorDash Rewards Mastercard®
Rewards
1% - 4%
Bonus
$100
Earn $100 after spending $500 in the first 3 months.
Chase Freedom® Student credit card
Rewards
1%
Bonus
$50
Earn $50 after spending $0 in the first 3 months.
Capital One SavorOne Student Cash Rewards Credit Card
Rewards
1 to 3% cash back
Bonus
$50
Earn $50 after spending $100 in the first 3 months.

How to Pick The Best Credit Card Signup Offers

Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.

A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you'll earn ongoing rewards, and how you'll redeem the rewards you earn.

A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. While there's no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.

Consider the spend requirement: Most signup bonuses require new cardmembers to charge a certain amount of purchases to the card within a specified period of time to qualify for the bonus. While the amounts vary, it's generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement.

The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.

FAQs

What is the best credit card signup bonus?

Arguably the best credit card signup bonus today is with the Chase Sapphire Preferred® Card.

Do all credit cards offer signup bonuses?

No. It's a common marketing strategy with a lot of credit cards, but many do not offer bonuses.

Is a welcome bonus different than a signup bonus?

No, but some credit card issuers refer to their bonus as a “welcome bonus” and others refer to it as a “signup bonus.”

Are signup bonuses worth it?

They can be if they are part of a larger credit card rewards plan. Be careful, however. Credit cards can prompt consumers to spend more money than they should, as one MIT study found.

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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Advertising Disclosure: allCards.com is an independent, advertising-supported blog offering financial product comparisons. We are compensated when users click links to or apply for sponsored financial products including, but not limited to, credit cards or bank/brokerage accounts. Credit card reviews and listings express the opinions of the author alone, and not those of any credit card issuer. The content has not been reviewed, approved or otherwise endorsed by the credit card advertisers. This compensation may impact how or where links appear on this site. This site does not include all available financial companies or offers.

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