Chase Ink Business Credit Card Review
Chase is currently offering some great sign-on offers on its Ink business card line. These cards can be a good option for small business owners anyway, but these deals are making it even better.
Here’s what you can get from Chase Ink right now:
Chase Ink Business Preferred Credit Card
First up is the Chase Ink Business Preferred Credit Card, which offers the highest signup bonus of the three Chase business credit cards. You can earn 80,000 bonus points, which is worth $1,000 in travel rewards when redeemed through Chase Ultimate Rewards.
Chase Ink Business Preferred Credit Card
- Signup Bonus: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Bonus Points worth $1,000 toward travel redeemed through Chase Ultimate Rewards®
- 3X Points Reward: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- 1X Points Reward: Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Click here to learn more about the Chase Ink Business Preferred Credit Card and similar credit cards.
Chase Ink Business Cash Credit Card
The Chase Ink Business Cash Credit Card combines a generous signup bonus with up to 5% cash back.
Chase Ink Business Cash Credit Card
- Signup Bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- 5% Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Rewards: Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- Intro APR: 0% introductory APR for 12 months on purchases and balance transfers
- No Annual Fee
Click here to learn more about the Chase Ink Business Cash Credit Card and similar credit cards.
Chase Ink Business Unlimited
The third option is ideal for those looking for a solid card with simple rewards. The Chase Ink Business Unlimited offers a $500 bonus, 1.5% cash back, and a 0% APR introductory rate.
Chase Ink Business Unlimited
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
- Earn unlimited 1.5% cash back on every purchase
- 0% introductory APR for 12 months on purchases and balance transfers
- No Annual Fee
Click here to learn more about the Chase Ink Business Unlimited and similar credit cards.
So which of these offers is best for you? That depends on what you need.
If you’ll spend $5,000 within three months, the Ink Business card will give you a better deal with the 80,000 bonus points. Use the Chase Ultimate Rewards portal to book travel with those points, and you’ll essentially break even on almost 8 more years of annual fees.
If you’re not sure how often you’ll use the card, or don’t plan to spend that much off the bat, the Ink Cash is probably your better option. You’ll still earn the same cash back, but you won’t have to worry about that $95 fee from year 2 onward.
Either way, if you’re in the market for a business credit card right now, both of these Chase offers are worth checking out.