Michal Cheney

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

BankAmericard Cash Rewards™ Visa Signature® Card – Up to 3% Cash Back

January 11, 2016 by Michal Cheney

The BankAmericard Cash Rewards™ Visa Signature® Card is a rewards card ideal for those looking for a little of everything. The card offers excellent cash rewards, a $100 signup bonus, and a 0% introductory rate on purchases and balance transfers. This card is one of the most popular on the site. It offers up to […]

Citi® Hilton HHonors Reserve Card

January 4, 2016 by Michal Cheney

The Citi® Hilton HHonors™ Reserve Card is an ideal choice for those who frequently stay at Hilton Hotels and for those looking to get free stays at any of the Hilton properties. This Hilton credit card offers a fast way to earn 2 free night stays. It also has the highest reward payout on Hilton […]

How to Choose the Best Credit Card

March 12, 2013 by Michal Cheney

There isn’t a week that goes by that my mail box or inbox isn’t flooded with credit card offers. I get 0% balance transfer credit card offers, gas reward card offers, travel reward offers, and hundreds more. With all these offers competing for our business, how do we choose the best credit card? While sifting […]

Credit Cards vs. Charge Cards – There Is A Difference?

February 27, 2013 by Michal Cheney

Credit cards and charge cards look and function the same on the surface. However, charge cards actually work much differently than a traditional credit card. Unless your familiar with the different types of cards out there, you aren’t going to be able to tell the difference between the cards just by looking at them. With […]

Know How To Dispute A Billing Error On Your Credit Card Statement

February 15, 2013 by Michal Cheney

It can happen to anyone. You find a mistake on your credit card bill. Do you know what to do if this happens to you? If you discover a billing error from one of your creditors there is something you can do about it. The provisions of the Fair Credit Billing Act can help you […]

It’s True! Credit Cards Can Build Your Credit

January 10, 2013 by Michal Cheney

Whether you are just starting out or you have veered off the path a little, know that the rumor is true – credit cards can be the path to a good credit score. We all know that a credit card is a great way to get into trouble, but, on the flip side, using a […]