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Michal Cheney

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

Citi® Hilton HHonors Reserve Card

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The Citi® Hilton HHonors™ Reserve Card is an ideal choice for those who frequently stay at Hilton Hotels and for those looking to get free stays at any of the Hilton properties. This Hilton credit card offers a fast way to earn 2 free night stays. It also has the highest reward payout on Hilton […]

How to Choose the Best Credit Card

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There isn’t a week that goes by that my mail box or inbox isn’t flooded with credit card offers. I get 0% balance transfer credit card offers, gas reward card offers, travel reward offers, and hundreds more. With all these offers competing for our business, how do we choose the best credit card? While sifting […]

Credit Cards vs. Charge Cards – There Is A Difference?

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Credit cards and charge cards look and function the same on the surface. However, charge cards actually work much differently than a traditional credit card. Unless your familiar with the different types of cards out there, you aren’t going to be able to tell the difference between the cards just by looking at them. With […]

Which Credit Card Should You Pay Off First?

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The first time I heard the term “debt snowball” I thought it meant the horrible problem of debt growing bigger and bigger and careening out of control. But, in fact, I found out that it’s quite the opposite. As you may already know, the debt snowball is the process of reducing that out-of-control debt in […]

How to Build Your Credit With A Credit Card

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Our credit scores are so important to our financial well being that when our score is not good we would love nothing more than a quick fix to magically give a boost to our ever so important three digit number. Well, unfortunately there is not a magic formula for improving a credit score, but there […]