Blue Cash Everyday® Card from American Express
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The card_name is a cash back card that can easily be your daily driver. It offers 3% cash back on gas, groceries, and online shopping purchases, plus 1% cash back on everything else. You’ll get Cash Back in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There is a nice welcome offer and a 0% introductory APR offer on both purchases and balance transfers. Another great benefit is that you get a $7 credit every month after you spend $10 or more on a Disney Bundle. For a card with no annual fee, this card is hard to beat. We dive into the details and your approval odds in this Blue Cash Everyday review.
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Our Rating
4.4/5.0
Welcome Offer
Earn a $200 statement credit
Annual Fee
$0
0% on Purchases
15 months
Reward Rate
1%-3%
0% on Balance Transfers
15 months
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
| Benefits | Purchase Protection, ShopRunner, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
| Regular APR | 19.24% - 29.99% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.24% - 29.99%(V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 15 months on purchases, then 19.24% - 29.99% (V) APR after that. |
What Credit Score Is Required to Get the Blue Cash Everyday® Card from American Express
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 665
Average Approved Credit Score: 744
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/01/2023 | Experian | ||
| Approved | 09/24/2023 | Experian | ||
| Approved | 09/24/2023 | Equifax | ||
| Approved | 09/24/2023 | TransUnion | ||
| Approved | 05/21/2023 | Experian | ||
| Approved | 07/20/2023 | Equifax | ||
| Approved | 07/20/2023 | Experian | ||
| Approved | 07/20/2023 | TransUnion | ||
| Approved | 06/15/2023 | Not Provided |
Pros & Cons
- Welcome offer
- Up to 3% cash back
- $0 annual fee
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
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