Journey Student Rewards from Capital One Review
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Editor’s Note: This card is no longer available.
The card_name card welcomes both student and non-students to apply. It’s a simple cash back rewards card that gives a bonus for paying your bill on time each month. You can be automatically considered for a higher credit line in as little as six months, and get customized alerts and manage your account with the Capital One mobile app.
Our Rating
4.8/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1% – 5%
0% on Balance Transfers
N/A
Welcome Offer
N/A
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Free credit score access, Choose your due date |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 29.99% (V) APR |
What Credit Score Is Required to Get the Journey Student Rewards from Capital One
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 770
Average Approved Credit Score: 777
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/16/2014 | Equifax | ||
| Approved | 02/16/2014 | Experian | ||
| Approved | 02/16/2014 | TransUnion | ||
| Denied | 04/12/2019 | Experian | ||
| Denied | 06/18/2015 | Equifax | ||
| Denied | 06/18/2015 | TransUnion | ||
| Denied | 02/25/2018 | Experian | ||
| Denied | 02/25/2018 | TransUnion | ||
| Denied | 02/10/2014 | Experian | ||
| Denied | 02/10/2014 | Equifax | ||
| Denied | 02/10/2014 | TransUnion |
Pros & Cons
- No annual fee
- No foreign transaction fee
- No welcome bonus
- High APR
What Are the Best Alternatives?
Petal® 1 "No Annual Fee" Visa® Credit Card
Rating
4.5
Rewards Range
None
Annual Fee
$0
Capital One QuicksilverOne Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5%
Annual Fee
$39
Chase Freedom Rise℠
Rating
4.2
Rewards Range
1.5% cash back
Annual Fee
$0