Chase Freedom Rise(SM) Credit Card
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The card_name is a credit card for those who are building or rebuilding their credit. Chase advises that having a Chase checking or savings account with at least a $250 balance can increase your approval odds. Once you’re approved, you’ll earn 1.5% cash back on all purchases. If you enroll in automatic payments within the first three months of account opening, you’ll get a $25 statement credit. Chase will consider you for a credit line increase as soon as six months. We dive into the details in this Freedom Rise review.
Our Rating
4.2/5.0
Welcome Offer
Earn a $25 statement credit
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1.5% cash back
0% on Balance Transfers
N/A
Welcome Offer
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of the amount of each transaction in U.S. dollars. |
| Regular APR | 26.99% (V) APR |
Insurance
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
What Credit Score Is Required to Get the Chase Freedom Rise℠
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 596
Average Approved Credit Score: 661
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/31/2023 | Experian | ||
| Approved | 10/31/2023 | TransUnion | ||
| Approved | 10/03/2023 | Equifax | ||
| Denied | 06/16/2023 | TransUnion |
Pros & Cons
- No annual fee
- Earn 1.5% cash back on all purchases
- No welcome bonus
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Capital One SavorOne Student Cash Rewards Credit Card
Rating
4.5
Rewards Range
1 to 3% cash back
Annual Fee
$0
Capital One Quicksilver Student Cash Rewards Credit Card
Rating
4.4
Rewards Range
1.5% - 10%
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Rating
4.5
Rewards Range
1% -10%
Annual Fee
$0