AAA Travel Advantage Visa Signature® Credit Card
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The AAA Travel Advantage Visa Signature® Credit Card is a cash back rewards card designed for anyone who didn’t apply for the AAA Daily Advantage Visa Signature® Credit Card, because you have to choose one or the other–you can’t have both. You don’t have to be a AAA member, however. This card has a small welcome offer and great ongoing rewards, although you are limited to a maximum of $350 cash back earned on the 5% category in a calendar year, then 1%. The 3% cash back categories are uncapped. Some benefits may depend on your location. We dive into the details and your approval odds in this AAA Travel Advantage review.
Our Rating
4.0/5.0
Welcome Offer
$100
Annual Fee
$0
0% on Purchases
None
Reward Rate
1% to 5% cash back
0% on Balance Transfers
None
Welcome Offer
Earn a $100 statement credit when you spend $1,000 within the first 90 days of account opening.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.24% to 33.24% (V) APR |
What Credit Score Is Required to Get the AAA Travel Advantage Visa Signature® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 784
Average Approved Credit Score: 784
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/18/2023 | Equifax | ||
| Denied | 04/09/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- High APR
- Requires good credit
What Are the Best Alternatives?
PenFed Platinum Rewards Visa Signature® Card
Rating
4.5
Rewards Range
1x to 5x points
Annual Fee
No Annual Fee
Citi Premier® Card
Rating
4.7
Rewards Range
1x - 3x
Annual Fee
$95
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0