Rewards
2% cash back
Earn unlimited 2% cash rewards on purchases
Signup Bonus
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months from account opening.
Pros & Cons
Pros
- unlimited 2% cash back
- sign-up bonus
- $0 annual fee
- 0% APR for first 15 months
Cons
- Regular APR is 19.24%, 24.24%, or 29.24% (as of October 9, 2021)
- Foreign transaction fee
- Balance transfer fee
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Cell Phone Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Roadside Assistance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction converted to U.S. dollars. |
| Regular APR | 19.24%, 24.24%, or 29.24% (V) APR |
What Credit Score Is Required to Get the Wells Fargo Active Cash
Based on data we’ve collected from public forums, a credit score of 730 or higher is ideal. We have seen an approval with a score as low as 706, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/19/2022 | Equifax | ||
| Approved | 09/04/2022 | Experian | ||
| Approved | 10/12/2022 | Equifax | ||
| Approved | 10/12/2022 | TransUnion | ||
| Approved | 10/12/2022 | Experian | ||
| Approved | 07/01/2021 | Experian | ||
| Approved | 07/01/2021 | Experian |
