BankAmericard® Credit Card Review – 0% Balance Transfer for 18 Billing Cycles

The BankAmericard® Credit Card does one thing, and it does it really well. It’s 0% introductory APR on balance transfers for 18 billing cycles is one of the longest available from any credit card.

This card is ideal for those wanting to transfer high interest credit card debt to a 0% card. The 0% introductory APR last for 18 billing cycles. Keep in mind, however, that you must initiate the transfer within the first 60 days of getting the card. There is no annual fee.

BankAmericard® Credit Card Snapshot

  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% – 21.24% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you’re not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
  • More details: BankAmericard® Credit Card

0% Introductory Rate

The card offers a 0% introductory rate on balance transfers for 18 billing cycles. The transfer must be made within the first 60 days of getting the card. Note that there is a 3% fee (minimum $10) on balance transfers.

What we like about the BankAmericard® Credit Card

  • 0% introductory APR for 18 billing cycles
  • No annual fee

What could be better

Summary

  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% – 21.24% Variable APR
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Zero liability fraud protection, so you’re not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
  • Regular Purchase APR: 11.24%-21.24% (Variable)
  • Penalty APR:Up to 29.99%, based on your creditworthiness
  • Annual Fee: $0
  • Late Payment Fee:Up to $37
  • Foreign Transaction Fee: 3%
  • Ideal for those looking for a 0% balance transfer
  • Well suited for those wanting a rewards card with no annual fee
  • Requires Excellent/Good Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
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