Capital One Quicksilver Cash Rewards Credit Card Review

The Capital One Quicksilver Cash Rewards Credit Card is a cash back rewards card designed for those who want a simple cash back structure. There’s a welcome offer with a spend that should be easily achievable for most. You’ll earn an unlimited 1.5% cash back on every purchase, which is lower than the cash back offered by other cards, but it’s simple and you don’t have to think about it. There’s also a 0% introductory APR offer on purchases and balance transfers for the first 15 months. If you use Uber at all, you will enjoy the complimentary six month membership to Uber One. We dive into the details and your approval odds in this review.

Our Rating

4.5/5.0

Welcome Offer

One-time $200 cash bonus

Annual Fee

$0

0% on Purchases

15 months

Reward Rate

1.5%

0% on Balance Transfers

15 months

Welcome Offer

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance

Rewards

1.5% cash back
On all other eligible purchases
Earn 1.5% cash back on all other eligible purchases
5% cash back
Hotels
Earn 5% cash back on hotels booked through Capital One Travel
5% cash back
Rental Cars
Earn 5% cash back on car rentals booked through Capital One Travel

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 19.99% - 29.99%(V) APR after that.
Balance Transfer FeeBalance transfer fee applies
Purchases0% Intro APR for 15 months on purchases, then 19.99% - 29.99% (V) APR after that.

What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/08/2021
795
Equifax
$2,000
Approved07/08/2021
796
Experian
$2,000
Approved07/08/2021
819
TransUnion
$2,000
Approved10/05/2021
698
Not Provided
$3,000
Approved07/01/2021
640
Experian
$3,000
Approved06/01/2021
653
TransUnion
$3,000
Approved06/01/2021
656
Equifax
$3,000
Approved10/05/2021
677
TransUnion
$3,000
Denied06/30/2023
768
Not Provided
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