Capital One Quicksilver Cash Rewards Credit Card Review
The card_name is a solid cash back card, paying 1.5% on all purchases. It comes with a signup bonus and 0% intro APR on purchases, with no annual fee or foreign transaction fees.
Our Rating
4.5/5.0
Welcome Offer
One-time $200 cash bonus
Annual Fee
$0
0% on Purchases
15 months
Reward Rate
1.5%
0% on Balance Transfers
15 months
Welcome Offer
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account openingFeatures & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% - 29.99% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.99% - 29.99%(V) APR after that. |
| Balance Transfer Fee | 3% for the first 15 months. No fee for amounts transferred at the Transfer APR |
| Purchases | 0% Intro APR for 15 months on purchases, then 19.99% - 29.99% (V) APR after that. |
What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/08/2021 | Equifax | ||
| Approved | 07/08/2021 | Experian | ||
| Approved | 07/08/2021 | TransUnion | ||
| Approved | 10/05/2021 | Not Provided | ||
| Approved | 07/01/2021 | Experian | ||
| Approved | 06/01/2021 | TransUnion | ||
| Approved | 06/01/2021 | Equifax | ||
| Approved | 10/05/2021 | TransUnion | ||
| Denied | 04/22/2019 | Experian |
What Are the Best Alternatives?
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FAQs
Quicksilver requires excellent credit, which Capital One describes as never having declared bankruptcy or defaulted on a loan, not having been more than 60 days late on any credit card, medical bill, or loan in the last year, and having had a loan or credit card for 3 years or more with a credit limit above $5,000. If you don't meet this criteria, consider the card_name
No. You can earn up to as many rewards you can on purchases without limitations.
According to others, 5-7 days after receiving all needed documentation. However, keep in mind that this card does require a high credit score prior to approval.
The following items are not considered purchases, and therefore will not earn you any rewards: Cash advances, checks used to access your account, balance transfers and cash equivalent transactions