Capital One Quicksilver Cash Rewards Credit Card Review
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The card_name is a cash back rewards card designed for those who want a simple cash back structure. There’s a welcome offer with a spend that should be easily achievable for most. You’ll earn an unlimited 1.5% cash back on every purchase, which is lower than the cash back offered by other cards, but it’s simple and you don’t have to think about it. There’s also a 0% introductory APR offer on purchases and balance transfers for the first 15 months, then 19.74% - 29.74%variable APR. We dive into the details and your approval odds in this review.
Our Rating
4.5/5.0
Welcome Offer
One-time $200 cash bonus
Annual Fee
$0
0% Intro on Purchases
15 months
Reward Rate
1.5% – 5% cash back
0% Intro on Balance Transfers
15 months
Welcome Offer
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Editorial Review
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.74% - 29.74% (V) APR |
| Balance Transfers | 0% Intro APR for 15 months on balance transfers, then 19.74% - 29.74%(V) APR after that. |
| Balance Transfer Fee | Balance transfer fee applies |
| Purchases | 0% Intro APR for 15 months on purchases, then 19.74% - 29.74% (V) APR after that. |
What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 650
Average Approved Credit Score: 710
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/15/2023 | Not Provided | ||
| Approved | 01/15/2024 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Denied | 04/01/2023 | Not Provided | ||
| Denied | 06/30/2023 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- High APR
- Requires good credit
What Are the Best Alternatives?
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