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Capital One Quicksilver Cash Rewards Credit Card Review

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The card_name is a solid cash back card, paying 1.5% on all purchases. It comes with a signup bonus and 0% intro APR on purchases, with no annual fee or foreign transaction fees.

Capital One Quicksilver Cash Rewards Credit Card
Learn More
Our Rating
4.5/5.0
Welcome Offer
Onetime $200 cash bonus
Annual Fee
$0
0% on Purchases
15 Months
Rewards Rate
1.5%
0% on Balance Transfers
15 Months

Welcome Offer

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance

Rewards

5% cash back
Hotels
Earn 5% cash back on hotels booked through Capital One Travel
5% cash back
Rental Cars
Earn 5% cash back on car rentals booked through Capital One Travel
1.5% cash back
On all other purchases
Earn 1.5% cash back on all other eligible purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR19.74% - 29.74% (V) APR
Balance Transfers0% Intro APR for 15 months on balance transfers, then 19.74% - 29.74%(V) APR after that.
Balance Transfer Fee3%
Purchases0% Intro APR for 15 months on purchases, then 19.74% - 29.74% (V) APR after that.

What Credit Score Is Required to Get the Capital One Quicksilver Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved07/08/2021
795
Equifax
$2,000
Approved07/08/2021
796
Experian
$2,000
Approved07/08/2021
819
TransUnion
$2,000
Approved10/05/2021
698
Not Provided
$3,000
Approved07/01/2021
640
Experian
$3,000
Approved06/01/2021
653
TransUnion
$3,000
Approved06/01/2021
656
Equifax
$3,000
Approved10/05/2021
677
TransUnion
$3,000
Denied04/22/2019
660
Experian
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FAQs

What credit score is required to get approved for the Capital One Quicksilver card?

Quicksilver requires excellent credit, which Capital One describes as never having declared bankruptcy or defaulted on a loan, not having been more than 60 days late on any credit card, medical bill, or loan in the last year, and having had a loan or credit card for 3 years or more with a credit limit above $5,000. If you don't meet this criteria, consider the card_name

Is there a cap to the amount of rewards I can earn?

No. You can earn up to as many rewards you can on purchases without limitations.

How long does it take to be approved for the Capital One Quicksilver Card?

According to others, 5-7 days after receiving all needed documentation. However, keep in mind that this card does require a high credit score prior to approval.

What is not considered a purchase?

The following items are not considered purchases, and therefore will not earn you any rewards: Cash advances, checks used to access your account, balance transfers and cash equivalent transactions