Ink Business Preferred® Credit Card Review | 100,000 Bonus Points
The card_name is a business card designed for small business owners who want an excellent signup bonus and generous rewards. But is the card worth the annual fee? We dive into the details and your approval odds in this Chase Ink Preferred review.
Our Rating
4.9/5.0
Welcome Offer
New Cardmember Offer! Earn 100,000 bonus points
Annual Fee
$95
0% on Purchases
N/A
Reward Rate
1-3x points
0% on Balance Transfers
N/A
Welcome Offer
New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.24%-26.24% (V) APR |
What Credit Score Is Required to Get the Ink Business Preferred® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 01/02/2022 | Equifax | ||
| Approved | 01/02/2022 | Experian | ||
| Approved | 10/23/2020 | Equifax | ||
| Approved | 10/23/2020 | Experian | ||
| Approved | 05/10/2021 | Experian | ||
| Approved | 03/23/2018 | Experian | ||
| Approved | 04/25/2019 | Experian | ||
| Denied | 08/27/2019 | Experian |
- Welcome offer
- No foreign transaction fee
- Earns Chase Ultimate Rewards points
- Earn up to 3x points
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
Capital One Spark Cash Select for Excellent Credit
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Rating
4.8
Rewards Range
1% - 5% Cash Back
Annual Fee
$0
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