Capital One Walmart Rewards® Card
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The Capital One Walmart Rewards® Card is a rewards card designed for frequent Walmart shoppers. Cardholders can earn 5% cash back on Walmart.com purchases, including pickup and delivery. For the first year, members will also earn 5% cash back on in-store Walmart purchases as long as they use Walmart Pay at the checkout. This is the only welcome bonus the card offers. After the first year, you’ll earn just 2% cash back when you shop in-store. There is no 0% introductory APR offer. For people who mostly shop at Walmart.com, this card could be a good fit. We dive into the details and your approval odds in this Walmart Rewards Card review.
Our Rating
4.0/5.0
Welcome Offer
5%
Annual Fee
$0
0% on Purchases
N/a
Reward Rate
1% – 5% cash back
0% on Balance Transfers
N/a
Welcome Offer
Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.48% or 29.99% (V) APR |
What Credit Score Is Required to Get the Capital One Walmart Rewards® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 574
Average Approved Credit Score: 574
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/03/2022 | Experian |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- High APR
- Requires good credit
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0