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The card_name is a high-earning cash back card that gives card holders up to 5% cash back on purchases without annoying rotating categories. Furthermore, you earn 5% cash back in whatever category you spend the most money on, so this is a great card if you spend a lot in a unique category. However, there is a cap of $500 per month, so you can only earn $25 in cash back rewards. This card also comes with no annual fee, a signup bonus, and 0% APR on purchases and balance transfers. We dive into the details and your approval odds in this Custom Cash review.
Earn $200 in cash back
0% on Purchases
1% - 5%
0% on Balance Transfers
Welcome OfferEarn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay|
|Benefits||24/7 customer service|
Interest Rates & Fees
|Foreign Transaction Fee||3%|
|Regular APR||19.24% - 29.24% (V) APR|
|Balance Transfers||0% Intro APR for 15 months on balance transfers, then 19.24% - 29.24%(V) APR after that.|
|Balance Transfer Fee||Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.|
|Purchases||0% Intro APR for 15 months on purchases, then 19.24% - 29.24% (V) APR after that.|
What Credit Score Is Required to Get the Citi Custom Cash® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
|App Status||Date||Credit Score||Bureau||Credit Limit|
- Sign-up bonus
- 5% cash back
- Unlimited 1% cash back on all other purchases
- $0 annual fee
- 0% Intro APR for first 15 months
- Earning cap every billing cycle on 5% cash back ($500)
- Foreign transaction fee
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Chase Freedom Unlimited®
1.5% - 5%
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