When your bank account is depleted, a $35 nonsufficient funds charge hits hard. And you involuntarily contribute to the $15.5 billion pool of money banks collect from Americans in overdraft charges. Brigit is an app that offers to help users avoid falling into the overdraft trap. It can also help improve your finances through cash […]
Financial Tools
Best Alternatives to Traditional Savings Accounts
Against the backdrop of high inflation, traditional savings accounts have seen their rates rise. Yet they still have relatively low rates. While they remain an adequate place to park short-term money, there are some important alternatives. Despite low yields, more than one-half (52.1%) of all households have a traditional savings account, according to data from […]
7 Best Mobile Payment Apps to Pay Friends, Shop Online or In-store
We’re all about convenience in 2023. Curb-side pickup, online shopping, and digital payments are the new normal. Splitting transactions with friends and family has also never been easier. You can even do it from your phone, cashless. Businesses are also shifting to cashless operations, and according to one study, 59% plan to do so within […]
Earnin Review – Is Earnin Good To Use for Cash Advances?
Short on cash, but payday is too far away? There’s an app for that. As of early 2022, research from LendingClub shows 64% of consumers are stuck in the paycheck-to-paycheck cycle. So more than half of the consumers surveyed are likely unable to cover an emergency expense. One solution can be to use an app […]
14 Best Apps To Get Paid up to Two Days Early
Dolly Parton sang the lows of “Workin’ 9 to 5”, but there’s something to be said about the highs. Getting paid is one of those highs, and getting paid early is even better. This app roundup is all about apps that help you getting paid early. We should also mention that there’s a difference between […]
7 Cash Advance Apps That Are Better Than Payday Loans
Stretching your finances as far as they can go is common these days. Barely getting by may work for a little while. But life can throw curveballs in the form of a totaled vehicle, flooded basement, or medical bills. Then you’ll need access to money — and fast. At 68%, the majority of Americans are […]