Deserve EDU

Editor’s Note: Deserve EDU is redesigning its card and restructuring the benefits, and is not taking applications at this time. Stay tuned.

The Deserve EDU Mastercard for Students is designed for students. It charges no annual fee and offers cash back. It’s one of the view student cards that doesn’t require a social security number for international students.

deserve EDU card

Our Rating


Welcome Offer

Annual Fee


0% on Purchases

Reward Rate


0% on Balance Transfers

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Identity theft protection
Contactless PaymentsApple Pay, Google Pay
BenefitsCell Phone Protection, Extended Warranty Coverage
Travel PerksAuto Rental Collision Damage Waiver, Airport Lounge Access


1% cash back
All eligible purchases
Earn 1% Cash Back on all purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR18.99% (V) APR

Pros & Cons


  • No annual fee
  • 1% cash back
  • Cell phone protection
  • One year of Amazon Prime for free after spending $500 in the first three billing cycles


  • Not ideal for those with bad or fair credit

What Are the Best Alternatives?

Related Articles