Disney® Premier Visa® Card
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The Disney® Premier Visa® Card is a rewards card designed for loyal Disney fans. Instead of cash back, you earn Disney Rewards Dollars, which you can redeem at most Disney locations for merchandise, theme park tickets, movies, dining, and resort stays. You can also apply Rewards Dollars as a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card. There is 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, then 19.24% - 28.24% variable APR. But the intro APR offer is only available to finance your Disney vacation package. If you’re already looking forward to your next Disney trip, this card could be a good fit. We dive into the details and your approval odds in this Disney Premier review.
Our Rating
3.8/5.0
Welcome Offer
Earn a $400 Statement Credit
Annual Fee
$49
0% on Purchases
N/A
Reward Rate
1% to 5% cash back
0% on Balance Transfers
N/A
Editorial Review
Welcome Offer
Earn a $400 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Luggage Protection |
Rewards
Interest Rates & Fees
| Annual Fee | $49 |
| Foreign Transaction Fee | 3% of the amount of each transaction in U.S. dollars. |
| Regular APR | 19.24% - 28.24% (V) APR |
Insurance
Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Lost Baggage Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
What Credit Score Is Required to Get the Disney® Premier Visa® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 689
Average Approved Credit Score: 689
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 06/02/2023 | TransUnion |
Pros & Cons
- Welcome offer
- Up to 5% cash back
- Annual fee
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Savor Rewards Credit Card
Rating
4.5
Rewards Range
1% - 5%
Annual Fee
$95
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95