Disney® Premier Visa® Card

The Disney® Premier Visa® Card is a rewards card designed for loyal Disney fans. Instead of cash back, you earn Disney Rewards Dollars, which you can redeem at most Disney locations for merchandise, theme park tickets, movies, dining, and resort stays. You can also apply Rewards Dollars as a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card. There is 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, then 19.24% - 28.24% variable APR. But the intro APR offer is only available to finance your Disney vacation package. If you’re already looking forward to your next Disney trip, this card could be a good fit. We dive into the details and your approval odds in this Disney Premier review.

Disney Premier Visa Card

Our Rating

3.8/5.0

Welcome Offer

Earn a $300 Statement Credit

Annual Fee

$49

0% Intro on Purchases

N/A

Reward Rate

1% to 5% cash back

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksLuggage Protection

Rewards

1% cash back
On all other eligible purchases
Earn 1% on all your other card purchases.
2% cash back
U.S. supermarkets
Earn 2% in Disney Rewards Dollars on card purchases at grocery stores.
2% cash back
Select Categories
Earn 2% in Disney Rewards Dollars on card purchases at most Disney U.S. locations.
2% cash back
Dining
Earn 2% in Disney Rewards Dollars on card purchases at restaurants
2% cash back
Gas
Earn 2% in Disney Rewards Dollars on card purchases at gas stations
5% cash back
Select Categories
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com

Interest Rates & Fees

Annual Fee$49
Foreign Transaction Fee3% of the amount of each transaction in U.S. dollars.
Regular APR19.24% - 28.24% (V) APR

Insurance

Extended Warranty

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Lost Baggage Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

What Credit Score Is Required to Get the Disney® Premier Visa® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 689

Average Approved Credit Score: 689

App StatusDateCredit ScoreBureauCredit Limit
Approved06/02/2023
689
TransUnion
$2,000

Pros & Cons

Pros
  • Welcome offer
  • Up to 5% cash back
Cons
  • Annual fee
  • High APR
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Capital One Savor Rewards Credit Card
Capital One Savor Rewards Credit Card

Rating

4.5

Rewards Range

1% - 5%

Annual Fee

$95

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

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