Rewards
Here’s what qualifies for the various reward categories.
Dining: Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.
Entertainment: Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.
Streaming: Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.
Grocery Store: A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.
Signup Bonus
Earn 300 cash bonus after spending $3,000 on purchases within 3 months of account opening.
Savor Rewards Card Pros & Cons
- Excellent signup bonus
- Excellent cash back on dining, entertainment and groceries
- Charges an annual fee
- Requires excellent credit
- Cash back on everyday purchases could be better
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay, PayPal |
| Benefits | Extended Warranty Coverage, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Travel Accident Insurance |
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 17.49%, 22.49% or 25.49% (V) APR |
What Credit Score Is Required to Get the Savor Card?
Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 672, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/15/2019 | Experian | ||
| Approved | 02/15/2019 | Equifax | ||
| Approved | 02/15/2019 | TransUnion | ||
| Approved | 04/20/2019 | Experian | ||
| Approved | 03/17/2019 | TransUnion | ||
| Approved | 03/17/2019 | Experian | ||
| Approved | 03/17/2019 | Equifax | ||
| Approved | 04/05/2019 | Experian | ||
| Approved | 04/05/2019 | TransUnion | ||
| Approved | 04/05/2019 | Equifax |
Savor Card FAQs
Is the Savor Card a good credit card?
Yes, particularly for those with excellent credit who spend a lot on dining, entertainment and streaming services.
Is the Savor Card the best for streaming service?
No. There are other cards that pay higher rewards on streaming, such as the Blue Cash Preferred® Card from American Express.
Is the Savor Card best for dining out?
Yes, at least we categorize it as one of the best. Its 4% cash back on dining is hard to beat.
What Are the Best Alternatives?
Capital One SavorOne Cash Rewards Credit Card
Rating
4.3
Rewards Range
1-3%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$95
Citi Custom Cash Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
