Capital One Venture Rewards Credit Card Review

The card_name is a travel rewards credit card. It comes with a generous signup bonus and excellent ongoing rewards. But it also comes with an annual fee. In this review, we’ll examine whether it’s worth the cost and how it stacks up to other travel credit cards.

Our Rating

4.5/5.0

Welcome Offer

75,000 Miles

Annual Fee

$95

0% Intro on Purchases

Reward Rate

2x – 5x miles

0% Intro on Balance Transfers

Welcome Offer

75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

Editorial Review

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. 

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsExtended Warranty Coverage, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit

Rewards

2x miles
All eligible purchases
Earn unlimited 2x miles on every purchase, every day
5x miles
Select Categories
Earn 5x miles on vacation rentals booked through Capital One Travel
5x miles
Hotels
Earn 5x miles on hotels booked through Capital One Travel
5x miles
Rental Cars
Earn 5x miles on rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$95
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR

What Credit Score Is Required to Get the Capital One Venture Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 686

Average Approved Credit Score: 730

App StatusDateCredit ScoreBureauCredit Limit
Approved07/11/2023
686
TransUnion
$5,000
Approved07/11/2023
688
Equifax
$5,000
Approved07/11/2023
691
Experian
$5,000
Approved04/19/2024
783
Experian
$3,000
Approved04/19/2024
803
Equifax
$3,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 5x miles
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card

Rating

4.4

Rewards Range

1.25x miles to 5x miles

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

American Express® Gold Card
American Express® Gold Card

Rating

4.8

Rewards Range

1x-4x points

Annual Fee

$325

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