Capital One Venture Rewards Credit Card Review
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The card_name is a travel rewards credit card. It comes with a generous signup bonus and excellent ongoing rewards. But it also comes with an annual fee. In this review, we’ll examine whether it’s worth the cost and how it stacks up to other travel credit cards.
Our Rating
4.5/5.0
Welcome Offer
Limited-time offer: For a limited time, earn 75,000 Miles
Annual Fee
$95
0% Intro on Purchases
N/A
Reward Rate
2x – 5x miles
0% Intro on Balance Transfers
N/A
Welcome Offer
Limited-time offer: For a limited time, earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel
Editorial Review
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | Extended Warranty Coverage, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% - 29.99% (V) APR |
What Credit Score Is Required to Get the Capital One Venture Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 686
Average Approved Credit Score: 730
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/11/2023 | TransUnion | ||
| Approved | 07/11/2023 | Equifax | ||
| Approved | 07/11/2023 | Experian | ||
| Approved | 04/19/2024 | Experian | ||
| Approved | 04/19/2024 | Equifax |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 5x miles
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One VentureOne Rewards Credit Card
Rating
4.4
Rewards Range
1.25x miles to 5x miles
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
American Express® Gold Card
Rating
4.8
Rewards Range
1x-4x points
Annual Fee
$325