Rewards
26x points
Earn up to 26 points total per $1 spent when you stay at an IHG hotel.
5x points
Earn 5 points per $1 spent on purchases on travel.
5x points
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Earn 5 points per $1 spent on purchases on gas stations.
3x points
Earn 3 points per $1 spent on all other purchases.
Welcome Bonus
Earn 175,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
Cons
- High APR
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Luggage Protection, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | None |
| Regular APR | 20.49% - 27.49% (V) APR |
What Credit Score Is Required to Get the IHG Premier?
Based on data we’ve collected from public forums, you need excellent credit to be approved for this card. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/13/2021 | Equifax | ||
| Approved | 04/23/2020 | Not Provided | ||
| Approved | 07/21/2021 | Equifax | ||
| Approved | 07/21/2021 | Experian | ||
| Approved | 07/21/2021 | TransUnion | ||
| Approved | 01/30/2023 | Experian |
What Are the Best Alternatives?
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
The World of Hyatt Credit Card
Rating
4.5
Rewards Range
1x to 9x points
Annual Fee
$95