IHG® Rewards Premier Credit Card

The card_name is a rewards card designed for travelers who frequent IHG-branded hotels, such as Holiday Inn, Candlewood Suites, and Regent. It has a generous welcome bonus and ongoing rewards, which can add up to free night stays. If you don’t have a preference for IHG-branded hotels, you won’t get enough use out of this card to justify the $99 annual fee. We dive into the details and your approval odds in this IHG Premier review.

Our Rating
4.7/5.0

Welcome Offer
Earn 140,000 Bonus Points

Annual Fee
$99

0% on Purchases
N/A

Reward Rate
3x to 26x points

0% on Balance Transfers
N/A

Welcome Offer

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksLuggage Protection, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

3x points
On all other eligible purchases
Earn 3 points per $1 spent on all other purchases.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Hotels
Earn up to 26 points total per $1 spent when you stay at an IHG hotel.

Interest Rates & Fees

Annual Fee$99
Foreign Transaction Fee$0
Regular APR21.49% - 28.49% (V) APR

What Credit Score Is Required to Get the IHG One Rewards Premier Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved10/13/2021
805
Equifax
$17,200
Approved04/23/2020
780
Not Provided
$16,800
Approved07/21/2021
785
Equifax
$16,000
Approved07/21/2021
786
Experian
$16,000
Approved07/21/2021
793
TransUnion
$16,000
Approved01/30/2023
788
Experian
$21,000
Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

World of Hyatt Credit Card
World of Hyatt Credit Card

Rating

4.5

Rewards Range

1x to 9x points

Annual Fee

$95

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