IHG One Rewards Premier Credit Card
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
LTO: You can get a bonus of 175,000 points through this link.
The card_name is a rewards card for travelers who frequent IHG-branded hotels, such as Holiday Inn, Candlewood Suites, and Regent. It has a generous welcome bonus and ongoing rewards, which can add up to free night stays. You also get automatic Platinum Elite status if you remain a Premier card member. If you don’t prefer IHG-branded hotels, you won’t get enough use out of this card to justify the $99 annual fee. We dive into the details and your approval odds in this IHG Premier review.
Our Rating
4.7/5.0
Welcome Offer
Earn 140,000 Bonus Points
Annual Fee
$99
0% Intro on Purchases
N/A
Reward Rate
3x to 26x points
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Luggage Protection, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49% - 28.49% (V) APR |
What Credit Score Is Required to Get the IHG One Rewards Premier Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 785
Average Approved Credit Score: 797
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/28/2023 | Experian | ||
| Approved | 03/13/2024 | Not Provided | ||
| Approved | 03/02/2023 | TransUnion | ||
| Approved | 03/02/2023 | Experian | ||
| Approved | 01/30/2023 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
World of Hyatt Credit Card
Rating
4.5
Rewards Range
1x to 9x points
Annual Fee
$95