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You are here: Home / Credit Cards / IHG® Rewards Premier Credit Card

IHG® Rewards Premier Credit Card

February 15, 2023 by Gail Kellner

The IHG® Rewards Premier Credit Card is a rewards card designed for travelers who frequent IHG-branded hotels, such as Holiday Inn, Candlewood Suites, and Regent. It has a generous welcome bonus and ongoing rewards, which can easily add up to free night stays. You can get perks for staying at the hotels, such as early check-in, priority check-in, and when you redeem three nights with points, you get the fourth night free. If you don’t have a preference for IHG-branded hotels, you won’t get enough use out of this card to justify the $99 annual fee. We dive into the details and your approval odds in this IHG Premier review.

IHG® Rewards Premier Credit Card
Learn More
Our Rating
4.7/5.0
Welcome Offer
175,000 Points
Annual Fee
$99
0% on Purchases
None
Rewards Rate
3x to 26x points
0% on Balance Transfers
None

Rewards

26x points
Hotels
Earn up to 26 points total per $1 spent when you stay at an IHG hotel.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
3x points
On all other purchases
Earn 3 points per $1 spent on all other purchases.

Welcome Bonus

Earn 175,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • High APR
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksLuggage Protection, Trip Cancellation Insurance

Interest Rates & Fees

Annual Fee$99
Foreign Transaction FeeNone
Regular APR20.49% - 27.49% (V) APR

What Credit Score Is Required to Get the IHG Premier?

Based on data we’ve collected from public forums, you need excellent credit to be approved for this card. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved10/13/2021
805
Equifax
$17,200
Approved04/23/2020
780
Not Provided
$16,800
Approved07/21/2021
785
Equifax
$16,000
Approved07/21/2021
786
Experian
$16,000
Approved07/21/2021
793
TransUnion
$16,000
Approved01/30/2023
788
Experian
$21,000

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

Read Review
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Read Review
The World of Hyatt Credit Card
The World of Hyatt Credit Card

Rating

4.5

Rewards Range

1x to 9x points

Annual Fee

$95

Read Review

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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