IHG® Rewards Premier Credit Card
The card_name is a rewards card designed for travelers who frequent IHG-branded hotels, such as Holiday Inn, Candlewood Suites, and Regent. It has a generous welcome bonus and ongoing rewards, which can add up to free night stays. If you don’t have a preference for IHG-branded hotels, you won’t get enough use out of this card to justify the $99 annual fee. We dive into the details and your approval odds in this IHG Premier review.
Our Rating
4.7/5.0
Welcome Offer
Earn 140,000 Bonus Points
Annual Fee
$99
0% on Purchases
N/A
Reward Rate
3x to 26x points
0% on Balance Transfers
N/A
Welcome Offer
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Luggage Protection, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $99 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49% - 28.49% (V) APR |
What Credit Score Is Required to Get the IHG One Rewards Premier Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 10/13/2021 | Equifax | ||
| Approved | 04/23/2020 | Not Provided | ||
| Approved | 07/21/2021 | Equifax | ||
| Approved | 07/21/2021 | Experian | ||
| Approved | 07/21/2021 | TransUnion | ||
| Approved | 01/30/2023 | Experian |
- Welcome offer
- No foreign transaction fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
World of Hyatt Credit Card
Rating
4.5
Rewards Range
1x to 9x points
Annual Fee
$95
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