The World of Hyatt Credit Card Review

All information about World of Hyatt Credit Card has been collected independently by allCards.com. World of Hyatt Credit Card is no longer available through allCards.com.

World of Hyatt Credit Card is a travel card designed for people loyal to the Hyatt brand of hotels. Hyatt encompasses 20 brands in more than 134 countries and offers upscale accommodations. It has a decent sign-up bonus, plus you can get one free night at a category 1-4 Hyatt resort or hotel after your cardmember anniversary. You get an extra free night if you spend more than $15,000 in any calendar year. We dive into the details and your approval odds in this World of Hyatt Card review.

World of Hyatt Credit Card

Our Rating

4.5/5.0

Welcome Offer

Up to 60,000 Bonus Points

Annual Fee

$95

0% Intro on Purchases

N/A

Reward Rate

1x to 9x points

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsPurchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Luggage Protection, Trip Cancellation Insurance

Rewards

1x points
On all other eligible purchases
Earn 1 Bonus Point per $1 spent on all other purchases
2x points
Select Categories
2 Bonus Points per $1 spent on fitness club and gym memberships
2x points
Airfare
2 Bonus Points per $1 spent on airline tickets purchased directly from the airline
2x points
Dining
2 Bonus Points per $1 spent at restaurants
2x points
Transit
2 Bonus Points per $1 spent on local transit and commuting
9x points
Hotels
4 Bonus Points per $1 spent on purchases at all Hyatt hotels. Plus, 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member.

Interest Rates & Fees

Annual Fee$95
Foreign Transaction Fee$0
Regular APR21.49%–28.49% (V) APR

Insurance

Trip Cancellation and Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Lost Baggage Insurance

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Car Rental Loss and Damage Insurance

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

What Credit Score Is Required to Get the World of Hyatt Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 663

Average Approved Credit Score: 740

App StatusDateCredit ScoreBureauCredit Limit
Approved05/06/2023
663
Experian
$5,000
Approved04/03/2023
755
Experian
$15,400
Approved12/18/2022
763
Equifax
$12,200
Approved12/18/2022
757
TransUnion
$12,200
Approved12/18/2022
764
Experian
$12,200

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • High APR
  • Requires good credit

What Are the Best Alternatives?

Hilton Honors American Express Card
Hilton Honors American Express Card

Rating

4.8

Rewards Range

3x to 7x points

Annual Fee

$0

Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card

Rating

4.6

Rewards Range

2x to 6x points

Annual Fee

$95

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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