The World of Hyatt Credit Card Review
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World of Hyatt Credit Card is a travel card designed for people loyal to the Hyatt brand of hotels. Hyatt encompasses 20 brands in more than 134 countries and offers upscale accommodations. It has a decent sign-up bonus, plus you can get one free night at a category 1-4 Hyatt resort or hotel after your cardmember anniversary. You get an extra free night if you spend more than $15,000 in any calendar year. We dive into the details and your approval odds in this World of Hyatt Card review.
Our Rating
4.5/5.0
Welcome Offer
Up to 60,000 Bonus Points
Annual Fee
$95
0% on Purchases
N/A
Reward Rate
1x to 9x points
0% on Balance Transfers
N/A
Welcome Offer
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Features & Benefits
| Security | EMV Chip Enabled |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Luggage Protection, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49%–28.49% (V) APR |
Insurance
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
Lost Baggage Insurance
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
What Credit Score Is Required to Get the World of Hyatt Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 663
Average Approved Credit Score: 740
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/06/2023 | Experian | ||
| Approved | 04/03/2023 | Experian | ||
| Approved | 12/18/2022 | Equifax | ||
| Approved | 12/18/2022 | TransUnion | ||
| Approved | 12/18/2022 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Marriott Bonvoy Boundless® Credit Card
Rating
4.6
Rewards Range
2x to 6x points
Annual Fee
$95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95