Rewards
9x points
Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x points
Earn 2 Bonus Points per $1 spent on fitness club and gym memberships.
2x points
Earn 2 Bonus Points per $1 spent on airline tickets purchased directly from the airlines.
2x points
Earn 2 Bonus Points per $1 spent at restaurants.
2x points
Earn 2 Bonus Points points per $1 spent on local transit and commuting.
1x points
Earn 1 Bonus Point for each $1 spent on all other purchases.
Welcome Bonus
Earn 30,000 Bonus Points after spending $3,000 in your first 3 months from account opening.
Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Pros & Cons
Pros
- Welcome offer
- No foreign transaction fee
Cons
- Annual fee
- High APR
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 20.24% - 27.24% (V) APR |
What Credit Score Is Required to Get the World of Hyatt Card
Based on data we’ve collected from public forums, a credit score of 740 or higher is ideal. We have seen an approval with a score as low as 736, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/02/2020 | Experian | ||
| Approved | 11/27/2021 | Experian | ||
| Approved | 11/27/2021 | Equifax | ||
| Approved | 11/27/2021 | TransUnion | ||
| Approved | 10/06/2021 | Experian |
What Are the Best Alternatives?
Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0
Marriott Bonvoy Boundless® Credit Card
Rating
4.6
Rewards Range
2x to 6x points
Annual Fee
$95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
