Hilton Honors American Express Card
The card_name is designed to benefit those who enjoy staying at Hilton Hotels. It offers a generous welcome bonus, plus you get complimentary silver status. Since there’s a $0 annual fee, this is a no-brainer if you often travel and enjoy staying at Hilton hotels. We dive into the details and your approval odds in this Hilton Honors Amex review.
Our Rating
4.8/5.0
Welcome Offer
Earn 80,000 Hilton Honors Bonus Points
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
3x to 7x points
0% on Balance Transfers
N/A
Welcome Offer
Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, ShopRunner, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 29.99% (V) APR |
Insurance
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the Hilton Honors American Express Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 06/09/2022 | TransUnion | ||
| Approved | 03/05/2022 | Experian | ||
| Approved | 07/18/2022 | Equifax | ||
| Approved | 07/18/2022 | Experian | ||
| Approved | 08/20/2021 | Experian | ||
| Approved | 05/21/2021 | TransUnion | ||
| Approved | 05/21/2021 | Equifax | ||
| Approved | 05/21/2021 | Experian | ||
| Approved | 06/09/2022 | Equifax | ||
| Approved | 07/18/2022 | TransUnion |
- Welcome offer
- No foreign transaction fee
- $0 annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
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