Rewards
7x points
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
5x points
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. supermarkets.
5x points
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants.
5x points
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. gas stations.
3x points
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Welcome Bonus
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 04/05/2023.
Pros & Cons
Pros
- Welcome offer
- No annual fee
- No foreign transaction fee
Cons
- High APR
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, ShopRunner, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 20.49% - 29.49% (V) APR |
What Credit Score Is Required to Get the Hilton Honors Amex
Based on data we’ve collected from public forums, a credit score of 710 or higher is ideal. We have seen an approval with a score as low as 675, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 06/09/2022 | TransUnion | ||
| Approved | 03/05/2022 | Experian | ||
| Approved | 07/18/2022 | Equifax | ||
| Approved | 07/18/2022 | Experian | ||
| Approved | 08/20/2021 | Experian | ||
| Approved | 05/21/2021 | TransUnion | ||
| Approved | 05/21/2021 | Equifax | ||
| Approved | 05/21/2021 | Experian | ||
| Approved | 06/09/2022 | Equifax | ||
| Approved | 07/18/2022 | TransUnion |
What Are the Best Alternatives?
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Chase Freedom Flex(SM)
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
