Jasper Mastercard Review – Up to 6% Cash Back

Editor’s Note: The Jasper Mastercard program has been discontinued.

The Jasper Mastercard is designed for those with no or limited credit. It pays up to 6% cash back and charges no annual fee.

Our Rating

Welcome Offer

Annual Fee

0% on Purchases

Reward Rate
Up to 6%

0% on Balance Transfers

Welcome Offer

Features & Benefits

Contactless Payments
Travel Perks


Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee0
Regular APR (V) APR

What Credit Score Is Required to Get the Jasper Mastercard


  • $100 signup bonus (offer expires 6/30/2021)
  • No credit history required
  • Up to 6% cash back
  • No annual fee
  • Excellent mobile app
  • Helps build credit
  • Up to $5,000 credit limit


  • Initial cash back is 1%
  • Jasper reports payments to TransUnion and Equifax, but not Experian

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Is the Jasper Mastercard a good card?

Yes. It offers good rewards with no annual fee, and it is available to those with out a credit history.

Does the Jasper Mastercard require a security deposit?

No. It is not a secured credit card.

Will Jasper run a hard inquiry on my credit file?

It depends. If you just arrived in the U.S on a work visa, Jasper will not run a hard inquiry with the credit bureaus to process your application. If you are a U.S. citizen, a U.S. permanent resident (“green card” holder), or if you have been living in the US for more than one year at the time of application, Jasper will run inquiry with the credit bureaus.

Does Jasper work with Apple Pay or Google Pay?

Yes. It works with both digital wallets.

Does Jasper report to all 3 credit bureaus?

No. It currently reports payments to TransUnion and Equifax, but not Experian. It says it is working on reporting to Experian at some point.

Get more details and to learn how to apply here.

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