Mission Lane Visa® Credit Card
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The Mission Lane Visa® Credit Card is a starter card designed for people with no credit or bad credit. There are no rewards and no welcome bonus. On the other hand, there is no security deposit required. Your annual fee varies depending on your income and credit history. It reports to all three credit bureaus, and Mission Lane will consider you for a credit increase with responsible use. Also, you can fill out an application and find out if you’re approved with no impact to your credit score (although if you accept the offer, Mission Valley will do a hard pull). We dive into the details and your approval odds in this Mission Lane review.
Our Rating
3.5/5.0
Welcome Offer
None
Annual Fee
$0-59
0% on Purchases
N/A
Reward Rate
None
0% on Balance Transfers
N/A
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0-59 |
| Foreign Transaction Fee | 3% |
| Regular APR | 26.99% - 29.99% Variable. (If you are charged interest, the charge will be no less than $0.50) (V) APR |
What Credit Score Is Required to Get the Mission Lane Visa® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 586
Average Approved Credit Score: 586
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 11/05/2022 | Not Provided |
Pros & Cons
- No security deposit required
- Possibly no annual fee
- Annual fee
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
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Rating
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Rewards Range
N/A
Annual Fee
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
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Rewards Range
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Annual Fee
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Secured Chime Credit Builder Visa® Credit Card
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Rewards Range
N/A
Annual Fee
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