Mission Lane Visa® Credit Card

The card_name is a starter card designed for people with no credit or bad credit. There are no rewards and no welcome bonus. On the other hand, there is no security deposit required. Your annual fee varies depending on your income and credit history. It reports to all three credit bureaus, and Mission Lane will consider you for a credit increase with responsible use. Also, you can fill out an application and find out if you're approved with no impact to your credit score (although if you accept the offer, Mission Valley will do a hard pull). We dive into the details and your approval odds in this Mission Lane review.

Our Rating
3.5/5.0

Welcome Offer
None

Annual Fee
$0-59

0% on Purchases
N/A

Reward Rate
None

0% on Balance Transfers
N/A

Welcome Offer

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability
Contactless Payments
Benefits24/7 customer service
Travel PerksNone

Rewards

Interest Rates & Fees

Annual Fee$0-59
Foreign Transaction Fee3%
Regular APR26.99% - 29.99% Variable. (If you are charged interest, the charge will be no less than $0.50) (V) APR

What Credit Score Is Required to Get the Mission Lane Visa® Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved08/13/2020
659
TransUnion
$500
Approved04/13/2021
554
TransUnion
$1,000
Approved04/13/2021
576
Experian
$1,000
Approved04/13/2021
601
Equifax
$1,000
Approved10/04/2019
600
TransUnion
$1,000
Approved11/05/2022
586
Not Provided
$1,000
Approved08/02/2021
554
TransUnion
$1,000
Approved08/06/2021
603
Experian
$300
Denied10/05/2021
570
TransUnion
---
Pros
  • No security deposit required
  • Possibly no annual fee
Cons
  • Annual fee
  • No welcome bonus
  • No rewards
  • High APR
  • Foreign transaction fee

What Are the Best Alternatives?

Capital One Platinum Secured Credit Card
Capital One Platinum Secured Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Capital One Quicksilver Secured Cash Rewards Credit Card
Capital One Quicksilver Secured Cash Rewards Credit Card

Rating

4.8

Rewards Range

1.5%

Annual Fee

$0

Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Related Stories