Capital One Quicksilver Secured Cash Rewards Credit Card

The Capital One Quicksilver Secured Cash Rewards Credit Card is one of the best secured credits on the market. It’s one of the few secured cards that offers cash back on every purchase and there’s no annual fee. You’ll be required to put down a deposit of $200, which will equal your credit limit. It’s possible to earn back your security deposit if you use the card responsibly. You also have the opportunity to upgrade to an unsecured Quicksilver card. Capital One reports to all three credit bureaus, so with responsible use, you should see a jump in your credit score. We dive into the details in this Quicksilver Secured review.

Our Rating

4.8/5.0

Welcome Offer

No annual or hidden fees,

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1.5%

0% on Balance Transfers

N/A

How Does the Quicksilver Secured Compare?

The Capital One Quicksilver Secured Cash Rewards Credit Card is one of the few secured credit cards with no annual fee and cash back rewards. As a result, it’s one of the best secured cards available today.

Who is the Quicksilver Secured best for?

The card is best for those who want a credit card, but can’t qualify for a traditional card. It’s also ideal for those who want to use a credit card to build their credit.

Who would do better with a different card?

Those who can qualify for a traditional credit card would likely do better looking for a different card. You will find cards that pay better rewards.

Welcome Offer

N/A

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Card Lock
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksNone

Rewards

1.5% cash back
All eligible purchases
Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit.
5% cash back
Hotels
Earn 5% cash back on hotels booked through Capital One Travel
5% cash back
Rental Cars
Earn 5% cash back on rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR30.74% (V) APR

What Credit Score Is Required to Get the Capital One Quicksilver Secured Cash Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved01/13/2022
640
TransUnion
$200

Pros & Cons

Pros
  • No annual fee
  • Up to 5% cash back
Cons
  • No welcome bonus
  • High APR

What Are the Best Alternatives?

Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Capital One Platinum Secured Credit Card
Capital One Platinum Secured Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Self Secured Visa Credit Card
Self Secured Visa Credit Card

Rating

4.0

Rewards Range

N/a

Annual Fee

$25

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