Capital One Quicksilver Secured Cash Rewards Credit Card
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The card_name is one of the best secured credits on the market. It’s one of the few secured cards that offers cash back on every purchase and there’s no annual fee. You’ll be required to put down a deposit of $200, which will equal your credit limit. It’s possible to earn back your security deposit if you use the card responsibly. You also have the opportunity to upgrade to an unsecured Quicksilver card. Capital One reports to all three credit bureaus, so with responsible use, you should see a jump in your credit score. We dive into the details in this Quicksilver Secured review.
Our Rating
3.8/5.0
Welcome Offer
No annual or hidden fees,
Annual Fee
$0
0% Intro on Purchases
N/A
Reward Rate
1.5%
0% Intro on Balance Transfers
N/A
Welcome Offer
N/A
Editorial Review
How Does the Quicksilver Secured Compare?
The Capital One Quicksilver Secured Cash Rewards Credit Card is one of the few secured credit cards with no annual fee and cash back rewards. As a result, it’s one of the best secured cards available today.
Who is the Quicksilver Secured best for?
The card is best for those who want a credit card, but can’t qualify for a traditional card. It’s also ideal for those who want to use a credit card to build their credit.
Who would do better with a different card?
Those who can qualify for a traditional credit card would likely do better looking for a different card. You will find cards that pay better rewards. See our alternatives below.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Card Lock |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | None |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 29.99% (V) APR |
What Credit Score Is Required to Get the Capital One Quicksilver Secured Cash Rewards Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 640
Average Approved Credit Score: 640
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 01/13/2022 | TransUnion |
Pros & Cons
- No annual fee
- Up to 5% cash back
- No welcome bonus
- High APR
What Are the Best Alternatives?
Secured Chime Credit Builder Visa® Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0
Capital One Platinum Secured Credit Card
Rating
3.5
Rewards Range
N/A
Annual Fee
$0
Self Secured Visa Credit Card
Rating
4.0
Rewards Range
N/a
Annual Fee
$25