Southwest Rapid Rewards® Priority Credit Card

The card_name is an airline card designed for people who fly Southwest airlines. It has a solid welcome bonus and great rewards if you’re flying Southwest, plus you get 7,500 anniversary points each year. Some might be put off by the relatively high $149 annual fee, but the $75 annual travel credit offsets that a bit. This card lacks flexibility regarding how you can spend your points compared to other travel cards, however.

Our Rating

4.4/5.0

Welcome Offer

Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points

Annual Fee

$149

0% on Purchases

N/A

Reward Rate

2 to 3 points

0% on Balance Transfers

N/A

How Does the Southwest Rapid Rewards Priority card Compare?

The Rapid Priority card compares favorably to other airline cards, especially if you are a Southwest Airlines fan.

Who is the Southwest Rapid Rewards Priority card best for?

Travelers who prefer to fly Southwest airlines will find this a great addition to their wallets. The $$149 annual fee won’t bother frequent Southwest travelers because you get a $75 annual travel credit to use on Southwest, essentially slicing the fee in half. And you can apply those sign up points towards the coveted companion pass, where a guest can fly with you for just the cost of taxes and fees. 

Who would do better with a different card?

If you’re not a committed Southwest airlines fan, you might want to consider a card with more flexible rewards. Unlike some airlines, you can only use Southwest reward points on Southwest–there are no partner hotels or car rentals, and you can’t redeem points for a statement credit.

The Capital One Venture Rewards card has a lower annual fee and a similar sign on bonus to Southwest Rapid Priority, but the reward structure is both easier to understand and more flexible: you just have to book through Capital One travel and you can use the miles on any airline.

Although it isn’t specifically an airline card, the American Express Gold card offers excellent rewards for travel, as well as dining and supermarkets. The annual fee is a little hefty at $250, but the 60,000,174 sign up bonus is similar to Southwest’s with more flexible options in how you use them. If you prefer Delta airlines, the Delta SkyMiles Blue American Express Card offers a 10,000 point sign up bonus and no annual fee.

Welcome Offer

Limited-time offer: earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection, Roadside Assistance, Travel Accident Insurance

Rewards

1x points
On all other eligible purchases
Earn 1x point for each $1 spent on all other purchases.
2x points
Streaming services
Earn 2X points on internet, cable, and phone services; select streaming.
2x points
Transit
Earn 2X points on local transit and commuting, including rideshare.
3x points
Southwest Purchases
Earn 3X points on Southwest(R) purchases.

Interest Rates & Fees

Annual Fee$149
Foreign Transaction Fee$0
Regular APR21.49%-28.49% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Earn up to 3x points
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

American Express® Gold Card
American Express® Gold Card

Rating

4.8

Rewards Range

1x-4x

Annual Fee

$250

Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card

Rating

4.4

Rewards Range

1x - 2x Miles

Annual Fee

$0

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