Southwest Rapid Rewards® Priority Credit Card
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The card_name is an airline card designed for people who fly Southwest airlines. It has a solid welcome bonus and great rewards if you’re flying Southwest, plus you get 7,500 anniversary points each year. Some might be put off by the relatively high $149 annual fee, but the $75 annual travel credit offsets that a bit. This card lacks flexibility regarding how you can spend your points compared to other travel cards, however.
Our Rating
4.4/5.0
Welcome Offer
Earn 50,000 bonus points
Annual Fee
$149
0% Intro on Purchases
Reward Rate
2 to 3 points
0% Intro on Balance Transfers
Welcome Offer
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Editorial Review
How Does the Southwest Rapid Rewards Priority card Compare?
The Southwest Rapid Rewards® Priority Credit Card compares favorably to other airline cards, especially if you are a Southwest Airlines fan.
Who is the Southwest Rapid Rewards Priority card best for?
Travelers who prefer to fly Southwest Airlines will find this a great addition to their wallets. The $149 annual fee won’t bother frequent Southwest travelers because you get a $75 annual travel credit to use on Southwest, essentially slicing the fee in half. And, you can apply the intro bonus points towards the coveted companion pass, where a guest can fly with you for just the cost of taxes and fees.
Who would do better with a different card?
If you’re not a committed Southwest Airlines fan, you might want to consider a card with more flexible rewards. Unlike some airlines, you can only use Southwest reward points on Southwest–there are no partner hotels or car rentals, and you can’t redeem points for a statement credit.
The Capital One Venture Rewards Credit Card has a lower annual fee and a similar intro offer to Southwest Rapid Rewards Priority card, but the reward structure is both easier to understand and more flexible: you just have to book through Capital One travel and you can use the miles on any airline.
Although it isn’t specifically an airline card, the American Express® Gold Card offers excellent rewards for travel, as well as dining and supermarkets. The annual fee is a little hefty at $325, but the intro offer is similar to Southwest’s with more flexible options in how you use them. If you prefer Delta Airlines, the Delta SkyMiles® Blue American Express Card has an intro offer and no annual fee.
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Free Checked Bags, Luggage Protection, Roadside Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $149 |
Foreign Transaction Fee | $0 |
Regular APR | 20.99% - 27.99% (V) APR |
What Credit Score Is Required to Get the Southwest Rapid Rewards® Priority Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 731
Average Approved Credit Score: 756
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 02/24/2022 | Not Provided | ||
Approved | 08/18/2022 | Experian | ||
Denied | 03/16/2022 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Earn up to 3x points
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
American Express® Gold Card
Rating
4.8
Rewards Range
1x-4x points
Annual Fee
$325
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0