Delta SkyMiles Blue American Express Card Review
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The card_name is an airline rewards card designed for people who fly Delta occasionally. If you fly Delta more than twice a year, and want a free checked bag, you will want to look into the the Delta SkyMiles® Gold Business American Express Card. This card is a good fit if you fly only occasionally and don’t want to pay an annual fee. You get a few perks like 20% off inflight purchases, and a small welcome bonus. We dive into the details and your approval odds in this review.
Welcome Offer
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Our Rating
4.4/5.0
Welcome Offer
Earn 10,000 bonus miles
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1x – 2x Miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Free Checked Bags |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 20.99% - 29.99% (V) APR |
Insurance
Extended Warranty
When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
Purchase Protection
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by AMEX Assurance Company.
What Credit Score Is Required to Get the Delta SkyMiles® Blue American Express Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 665
Average Approved Credit Score: 696
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 09/28/2020 | Experian | ||
| Approved | 09/28/2020 | Experian | ||
| Approved | 03/14/2022 | Experian | ||
| Approved | 05/14/2020 | Experian | ||
| Denied | 01/29/2018 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 2x miles
- High APR
What Are the Best Alternatives?
Delta SkyMiles® Gold American Express Card
Rating
4.5
Rewards Range
1x to 2x miles
Annual Fee
$0 introductory annual fee for the first year, then $150.
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395