Delta SkyMiles Blue American Express Card Review

The card_name is an airline rewards card designed for people who fly Delta occasionally. If you fly Delta more than twice a year, and want a free checked bag, you will want to look into the the Delta SkyMiles® Gold Business American Express Card. This card is a good fit if you fly only occasionally and don’t want to pay an annual fee. You get a few perks like 20% off inflight purchases, and a small welcome bonus. We dive into the details and your approval odds in this review.

Welcome Offer

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. Terms Apply.

Our Rating

4.4/5.0

Welcome Offer

Earn 10,000 bonus miles

Annual Fee

$0

0% Intro on Purchases

N/A

Reward Rate

1x – 2x Miles

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Alerts, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Free Checked Bags

Rewards

1x miles
On all other eligible purchases
Earn 1X Miles on all other eligible purchases
2x miles
Delta Purchases
Earn 2X Miles per dollar spent on Delta purchases
2x miles
Dining
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR20.99% - 29.99% (V) APR

Insurance

Extended Warranty

When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
  • Please visit americanexpress.com/benefitsguide for more details. 
  • Underwritten by AMEX Assurance Company.

Purchase Protection

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
  • Please visit americanexpress.com/benefitsguide for more details.
  • Underwritten by AMEX Assurance Company.

Car Rental Loss and Damage Insurance

Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. 
  • Please visit americanexpress.com/benefitsguide for more details. 
  • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

What Credit Score Is Required to Get the Delta SkyMiles® Blue American Express Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 665

Average Approved Credit Score: 696

App StatusDateCredit ScoreBureauCredit Limit
Approved09/28/2020
685
Experian
$1,000
Approved09/28/2020
762
Experian
$1,000
Approved03/14/2022
665
Experian
$1,000
Approved05/14/2020
670
Experian
$1,000
Denied01/29/2018
627
Experian
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Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 2x miles
Cons
  • High APR

What Are the Best Alternatives?

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card

Rating

4.5

Rewards Range

1x to 2x miles

Annual Fee

$0 introductory annual fee for the first year, then $150.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card

Rating

4.9

Rewards Range

2x - 10x

Annual Fee

$395

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To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page.