U.S. Bank Altitude® Connect Visa Signature® Card
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The U.S. Bank Altitude® Connect Visa Signature® Card is a travel rewards card that offers rewards on gas, dining, and grocery stores as well. The welcome offer is worth about $500, and there is an annual fee of $0 intro annual fee for the first year, $95/year thereafter., but it’s waived for the first year. There is also a $30 streaming credit when you make eleven consecutive purchases with your card. Another valuable benefit is that you get four Priority Pass airport lounge visits every year–most cards offering airport lounge access have higher annual fees. One possible negative is that U.S. Bank is rumored to be a conservative lender. We dive into the details and your approval odds in this Altitude Connect review.
Our Rating
4.8/5.0
Welcome Offer
50,000 bonus points
Annual Fee
$0 intro annual fee for the first year, $95/year thereafter.
0% on Purchases
N/A
Reward Rate
1x – 5x
0% on Balance Transfers
N/A
Welcome Offer
Earn 50,000 bonus points when you spend $2,000 in the first 120 days.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Airport Lounge Access, Trip Delay Reimbursement, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
| Annual Fee | $0 intro annual fee for the first year, $95/year thereafter. Effective September 9, 2024, you will enjoy a $0 annual fee. |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% - 29.24% (V) APR |
Insurance
Trip Delay Insurance
Anticipate delays when you purchase air travel with your Visa Signature card. With Trip Delay coverage you can receive up to $300 for reasonable expenses you incur when your trip is delayed for more than 12 hours.Trip Cancellation and Interruption Insurance
Prepare for the unexpected. When you purchase travel with your Visa Signature card, you’re covered for your non-refundable fare in case of Trip Interruption or Cancellation.Cell Phone Insurance
Get up to $600 reimbursement if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your card.
What Credit Score Is Required to Get the U.S. Bank Altitude® Connect Visa Signature® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 680
Average Approved Credit Score: 773
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/19/2022 | Not Provided | ||
| Approved | 07/06/2022 | TransUnion | ||
| Approved | 02/24/2022 | Experian | ||
| Approved | 04/03/2022 | Experian | ||
| Approved | 10/12/2022 | TransUnion | ||
| Approved | 04/04/2023 | Not Provided | ||
| Approved | 08/04/2022 | TransUnion | ||
| Approved | 09/22/2022 | Experian | ||
| Approved | 08/28/2022 | TransUnion | ||
| Approved | 12/09/2022 | Experian | ||
| Approved | 12/09/2022 | Equifax | ||
| Approved | 12/09/2022 | TransUnion | ||
| Approved | 08/06/2022 | Experian | ||
| Approved | 06/01/2022 | Equifax | ||
| Approved | 09/07/2022 | TransUnion | ||
| Approved | 06/28/2022 | Not Provided | ||
| Approved | 02/21/2022 | Equifax | ||
| Approved | 02/21/2022 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95