U.S. Bank Altitude® Connect Visa Signature® Card

The U.S. Bank Altitude® Connect Visa Signature® Card is a travel rewards card that offers rewards on gas, dining, and grocery stores as well. The welcome offer is worth about $500, and there is an annual fee of $95, but it’s waived for the first year. There is also a $30 streaming credit when you make eleven consecutive purchases with your card. Another valuable benefit is that you get four Priority Pass airport lounge visits every year–most cards offering airport lounge access have higher annual fees. One possible negative is that U.S. Bank is rumored to be a conservative lender. We dive into the details and your approval odds in this Altitude Connect review.

U.S. Bank Altitude Connect Visa Signature

Our Rating

4.8/5.0

Welcome Offer

50,000 bonus points

Annual Fee

$95

0% on Purchases

N/A

Reward Rate

1x – 5x

0% on Balance Transfers

N/A

How Does the Altitude Connect Compare?

The U.S. Bank Altitude® Connect Visa Signature® Card offers a high rewards rate for constant travelers, and frequent flyers. The card allows holders to earn 2x – 5x in rewards in select categories. While it does come with an annual fee, the rewards can more than make up for that over time. This card also comes with a sign-up bonus a streaming service credit.

Who is the Altitude Connect best for?

The Altitude Connect card is a good option for frequent travelers who want a card that pays competitive rewards and don’t mind the annual fee.

Who would do better with a different card?

The Chase Sapphire Preferred card offers a better sign on bonus and possibly higher travel rewards if you book them through the Chase Travel Reward center. Doing that makes your points worth 25% more, or you can transfer your points to Chase partners like Southwest and United to get rewards on flights.

Delta Sky Miles Platinum American Express card offers a similar bonus, plus up to 3x miles on travel and 2X miles on dining and supermarkets, but it comes with a $250 annual fee.

Travelers and other who spend a lot of money on eating out might like the American Express Gold card. You’ll earn 4X points on restaurants, 4X points at supermarkets and $120 in Uber cash. You’ll also get 60,000 bonus points for signing up, but you’ll also need to pay the $250 annual fee.

Welcome Offer

Earn 50,000 bonus points when you spend $2,000 in the first 120 days.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Airport Lounge Access, Trip Delay Reimbursement, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit

Rewards

1x points
On all other eligible purchases
1X point on all other eligible purchases.
2x points
U.S. supermarkets
2X points at grocery stores and grocery delivery.
2x points
Streaming services
2X points on streaming services.
2x points
Dining
2X points on dining.
4x points
Travel
4X points on travel.
4x points
Gas
4X points at gas stations and EV charging stations.
5x points
Hotels
5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
5x points
Rental Cars
5X points on prepaid car rentals booked directly in the Altitude Rewards Center.

Interest Rates & Fees

Annual Fee$0 intro for the first year, then $95
Foreign Transaction FeeNone
Regular APR21.24% - 29.24% (V) APR

Insurance

Trip Delay Insurance

Anticipate delays when you purchase air travel with your Visa Signature card. With Trip Delay coverage you can receive up to $300 for reasonable expenses you incur when your trip is delayed for more than 12 hours.

Trip Cancellation and Interruption Insurance

Prepare for the unexpected. When you purchase travel with your Visa Signature card, you’re covered for your non-refundable fare in case of Trip Interruption or Cancellation.

Cell Phone Insurance

Get up to $600 reimbursement if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your card.

What Credit Score Is Required to Get the U.S. Bank Altitude® Connect Visa Signature® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved03/19/2022
680
Not Provided
$5,000
Approved07/06/2022
847
TransUnion
$20,000
Approved02/24/2022
791
Experian
$17,000
Approved04/03/2022
735
Experian
$2,000
Approved10/12/2022
800
TransUnion
$25,000
Approved04/04/2023
780
Not Provided
$13,000
Approved08/04/2022
812
TransUnion
$5,000
Approved09/22/2022
805
Experian
$10,000
Approved08/28/2022
800
TransUnion
$500
Approved12/09/2022
741
Experian
$2,000
Approved12/09/2022
769
Equifax
$2,000
Approved12/09/2022
774
TransUnion
$2,000
Approved08/06/2022
728
Experian
$2,000
Approved06/01/2022
699
Equifax
$600
Approved09/07/2022
815
TransUnion
$15,000
Approved06/28/2022
765
Not Provided
$9,500
Approved02/21/2022
785
Equifax
$2,000
Approved02/21/2022
786
Experian
$2,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card

Rating

4.4

Rewards Range

1x - 2x Miles

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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