Wells Fargo Autograph Journey(SM) Card
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The Wells Fargo Autograph Journey(SM) Card is a travel rewards card designed for occasional travelers who want some rewards and benefits without paying a premium price. This card is new in 2024. There’s a generous welcome offer, and the rewards are competitive. There is also a $50 statement credit with a $50 minimum airline purchase. This slashes the annual fee in half.
Unlike many travel cards, you don’t have to use a travel portal to earn points on purchases. Wells Fargo has a limited list of transfer partners right now, but they say they will add more in the future. We dive into the details and your approval odds in this Autograph Journey Card review.
Our Rating
4.4/5.0
Welcome Offer
Earn 60,000 bonus points
Annual Fee
$95
0% on Purchases
None
Reward Rate
1x to 5x points
0% on Balance Transfers
None
Welcome Offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay |
| Benefits | Cell Phone Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Luggage Protection, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | None |
| Regular APR | 21.24%, 26.24%, or 29.99% (V) APR |
Insurance
Trip Cancellation and Interruption Insurance
Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason. Terms Apply.Cell Phone Insurance
Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deduction. Terms Apply.
Lost Baggage Insurance
Receive up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling. Terms Apply.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 5x points
- Annual fee
- High APR
- Requires good credit
- Limited travel partners
What Are the Best Alternatives?
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395