Capital One Venture X Rewards Credit Card Review–Are the Miles Worth the Cost?

The card_name is a recent addition to Capital One’s Venture card lineup. It’s a premium travel card made for frequent travelers. The card offers up to 10x miles on select travel made through Capital One Travel and 2x miles on all other purchases. The card does come with a high annual fee of $395, but you can get $300 in annual travel credit as well as 10,000 bonus miles on the anniversary of your account opening every year.

 

Our Rating

4.9/5.0

Welcome Offer

Earn 75,000 bonus miles

Annual Fee

$395

0% on Purchases

N/A

Reward Rate

2x – 10x

0% on Balance Transfers

N/A

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, Return Guarantees, Choose your due date, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, TSA PreCheck & Global Entry credit

Rewards

2x miles
On all other eligible purchases
2 Miles per dollar on every purchase, every day
5x miles
Airfare
5 Miles per dollar on flights booked through Capital One Travel
10x miles
Hotels
10 Miles per dollar on hotels booked through Capital One Travel
10x miles
Rental Cars
10 Miles per dollar on rental cars booked through Capital One Travel

Interest Rates & Fees

Annual Fee$395
Foreign Transaction FeeNone
Regular APR19.99% - 29.99% (V) APR

What Credit Score Is Required to Get the Capital One Venture X Rewards Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 731

Average Approved Credit Score: 767

App StatusDateCredit ScoreBureauCredit Limit
Approved02/01/2022
751
Experian
$10,000
Approved02/01/2022
775
TransUnion
$10,000
Approved02/01/2022
802
Equifax
$10,000
Approved02/28/2022
779
Experian
$30,000
Approved04/13/2022
800
Equifax
$30,000
Approved10/19/2023
776
Not Provided
$20,000
Approved12/16/2021
731
Experian
$10,000
Approved01/26/2022
742
Experian
$10,000
Approved01/26/2022
754
TransUnion
$10,000
Approved01/26/2022
756
Equifax
$10,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 10x miles on purchases
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Reserve®
Chase Sapphire Reserve®

Rating

4.9

Rewards Range

1x - 10x

Annual Fee

$550

The Platinum Card® from American Express
The Platinum Card® from American Express

Rating

4.5

Rewards Range

1x - 5x points

Annual Fee

$695

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