Fidelity® Rewards Visa Signature® Credit Card
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The Fidelity® Rewards Visa Signature® Credit Card is a cash back card designed for those who already have a Fidelity account. You can get 2% cash back on every purchase, but to get that cash back rate, you’ll need to deposit your points into a qualifying Fidelity account (which can be a traditional IRA, Roth IRA, rollover IRA, SEP IRA, or a 529 College savings plan, among others). If you’re interested in investing your credit card rewards, this is an easy way to do it. We dive into the details and your approval odds in this Fidelity Rewards review.
Our Rating
4.2/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
None
Reward Rate
2% cash back
0% on Balance Transfers
None
Welcome Offer
None
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Luggage Protection, Roadside Assistance, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.24% (V) APR |
What Credit Score Is Required to Get the Fidelity® Rewards Visa Signature® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 655
Average Approved Credit Score: 728
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 03/21/2024 | Experian | ||
| Approved | 03/21/2024 | TransUnion | ||
| Approved | 03/21/2024 | Equifax | ||
| Approved | 04/18/2023 | Equifax | ||
| Approved | 04/18/2023 | Experian | ||
| Approved | 04/18/2023 | TransUnion | ||
| Approved | 02/06/2024 | Not Provided | ||
| Approved | 11/28/2023 | Equifax | ||
| Approved | 02/21/2024 | Experian | ||
| Approved | 02/21/2024 | Equifax | ||
| Approved | 02/21/2024 | TransUnion | ||
| Approved | 02/21/2024 | Experian | ||
| Approved | 02/21/2024 | TransUnion | ||
| Approved | 02/21/2024 | Equifax | ||
| Approved | 02/21/2024 | Equifax | ||
| Approved | 02/21/2024 | Not Provided | ||
| Approved | 02/02/2023 | Experian | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 10/01/2023 | TransUnion | ||
| Approved | 10/01/2023 | Not Provided | ||
| Approved | 09/23/2023 | Experian | ||
| Approved | 09/23/2023 | Equifax | ||
| Approved | 09/23/2023 | TransUnion | ||
| Approved | 06/25/2023 | Experian | ||
| Approved | 10/13/2023 | Experian | ||
| Approved | 01/27/2024 | Equifax | ||
| Approved | 01/27/2024 | Experian |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 2% cash back
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?
Alliant Cashback Visa® Signature Credit Card
Rating
4.7
Rewards Range
1.5% - 2.5% cash back
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0