Rewards
2.5% cash back
Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases.
1.5% cash back
Unlimited 1.5% cash back on all other qualifying eligible purchases.
Pros & Cons
Pros
- No annual fee
- No foreign transaction fee
- Up to 2.5% cash back
Cons
- No welcome bonus
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 16.49% to 26.49% (V) APR |
What Credit Score Is Required to Get the Alliant Cashback Visa
Based on data we’ve collected from public forums, a credit score of 740 or higher is ideal. We have seen an approval with a score as low as 721, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/19/2022 | TransUnion | ||
| Approved | 04/29/2022 | TransUnion | ||
| Approved | 10/19/2020 | TransUnion | ||
| Approved | 08/25/2022 | TransUnion | ||
| Approved | 07/06/2020 | TransUnion | ||
| Denied | 08/29/2022 | TransUnion |
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Wells Fargo Active Cash Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
Citi Custom Cash Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
