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You are here: Home / Credit Cards / Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

October 10, 2022 by Rob Berger

The Alliant Cashback Visa® Signature Credit Card is a cash back card designed for those with good credit who don’t want to fuss with remembering cash back rates for different categories. However, you do have to jump through a few hoops to earn the highest rate of cash back, called Tier One Rewards (currently 2.5%). You’ll need an Alliant High-Rate checking account, sign up for direct deposit and maintain an average daily balance of $1,000. Otherwise, you’ll earn Tier Two Rewards (1.5% cash back). There’s a spending cap on Tier One Rewards as well. We dive into the details and your approval odds in this Alliant Cashback Visa® Signature Credit Card review.

Alliant Cashback Visa® Signature Credit Card
Learn More
Our Rating
4.7/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
None
Rewards Rate
1.5-2.5%
0% on Balance Transfers
None

Rewards

2.5% cash back
All eligible purchases
Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases.
1.5% cash back
On all other purchases
Unlimited 1.5% cash back on all other qualifying eligible purchases.

Pros & Cons

Pros
  • No annual fee
  • No foreign transaction fee
  • Up to 2.5% cash back
Cons
  • No welcome bonus
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR16.49% to 26.49% (V) APR

What Credit Score Is Required to Get the Alliant Cashback Visa

Based on data we’ve collected from public forums, a credit score of 740 or higher is ideal. We have seen an approval with a score as low as 721, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved05/19/2022
757
TransUnion
$15,000
Approved04/29/2022
748
TransUnion
$8,000
Approved10/19/2020
740
TransUnion
$10,000
Approved08/25/2022
735
TransUnion
$8,000
Approved07/06/2020
721
TransUnion
$15,000
Denied08/29/2022
758
TransUnion
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What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Read Review
Wells Fargo Active Cash Card
Wells Fargo Active Cash Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

Read Review
Citi Custom Cash Card
Citi Custom Cash Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Read Review

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About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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Advertising Disclosure: allCards.com is an independent, advertising-supported blog offering financial product comparisons. We are compensated when users click links to or apply for sponsored financial products including, but not limited to, credit cards or bank/brokerage accounts. Credit card reviews and listings express the opinions of the author alone, and not those of any credit card issuer. The content has not been reviewed, approved or otherwise endorsed by the credit card advertisers. This compensation may impact how or where links appear on this site. This site does not include all available financial companies or offers.

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