Alliant Cashback Visa® Signature Credit Card
The Alliant Cashback Visa® Signature Credit Card is a cash back card designed for those with good credit who don’t want to fuss with remembering cash back rates for different categories. However, you do have to jump through a few hoops to earn the highest rate of cash back, called Tier One Rewards (currently 2.5%). You’ll need an Alliant High-Rate checking account, sign up for direct deposit and maintain an average daily balance of $1,000. Otherwise, you’ll earn Tier Two Rewards (1.5% cash back). There’s a spending cap on Tier One Rewards as well. We dive into the details and your approval odds in this Alliant Cashback Visa® Signature Credit Card review.
Our Rating
4.7/5.0
Welcome Offer
Annual Fee
$0
0% on Purchases
Reward Rate
1.5-2.5%
0% on Balance Transfers
Welcome Offer
NoneFeatures & Benefits
Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 17.49% to 27.49% (V) APR |
What Credit Score Is Required to Get the Alliant Cashback Visa® Signature Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 05/19/2022 | TransUnion | ||
Approved | 04/29/2022 | TransUnion | ||
Approved | 08/25/2022 | TransUnion | ||
Approved | 04/10/2023 | TransUnion | ||
Denied | 08/29/2022 | TransUnion |
- No annual fee
- No foreign transaction fee
- Up to 2.5% cash back
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0

Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0

Citi Custom Cash® Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
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