Alliant Cashback Visa® Signature Credit Card

The Alliant Cashback Visa® Signature Credit Card is a cash back card designed for those with good credit who don’t want to fuss with remembering cash back rates for different categories. However, you do have to jump through a few hoops to earn the highest rate of cash back, called Tier One Rewards (currently 2.5%). You’ll need an Alliant High-Rate checking account, sign up for direct deposit and maintain an average daily balance of $1,000. Otherwise, you’ll earn Tier Two Rewards (1.5% cash back). There’s a spending cap on Tier One Rewards as well. We dive into the details and your approval odds in this Alliant Cashback Visa® Signature Credit Card review.

Our Rating
4.7/5.0

Welcome Offer

Annual Fee
$0

0% on Purchases

Reward Rate
1.5-2.5%

0% on Balance Transfers

Welcome Offer

None

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsApple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

1.5% cash back
On all other eligible purchases
Unlimited 1.5% cash back on all other qualifying eligible purchases.
2.5% cash back
All eligible purchases
Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases per billing cycle.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR17.49% to 27.49% (V) APR

What Credit Score Is Required to Get the Alliant Cashback Visa® Signature Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved05/19/2022
757
TransUnion
$15,000
Approved04/29/2022
748
TransUnion
$8,000
Approved08/25/2022
735
TransUnion
$8,000
Approved04/10/2023
686
TransUnion
$5,000
Denied08/29/2022
758
TransUnion
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Pros
  • No annual fee
  • No foreign transaction fee
  • Up to 2.5% cash back
Cons
  • No welcome bonus
  • Requires good credit

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

Citi Custom Cash® Card
Citi Custom Cash® Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

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