AAA Daily Advantage Visa Signature® Credit Card
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The AAA Daily Advantage Visa Signature® Credit Card is a cash back rewards designed for…well, anyone, really. You do not have to be a member of AAA to apply for this card. It has a small welcome bonus and great ongoing rewards, although you are limited to $500 earned cash back on groceries, gas and wholesale clubs combined in a calendar year. Also, depending on your location, some of the rewards may be slightly different. We dive into the details and your approval odds in this AAA Daily Advantage review.
Our Rating
4.2/5.0
Welcome Offer
$100
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1% to 5% cash back
0% Intro on Balance Transfers
None
Welcome Offer
Get a $100 statement credit after you spend $1,000 in the first 90 days of account opening.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 19.24% to 33.24% (V) APR |
What Credit Score Is Required to Get the AAA Daily Advantage Visa Signature® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 648
Average Approved Credit Score: 707
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 05/09/2023 | Experian | ||
| Approved | 05/09/2023 | TransUnion | ||
| Approved | 05/09/2023 | Equifax | ||
| Approved | 05/11/2023 | Equifax | ||
| Approved | 01/23/2023 | TransUnion | ||
| Approved | 01/23/2023 | Experian | ||
| Approved | 01/31/2024 | Equifax | ||
| Approved | 01/31/2024 | TransUnion | ||
| Approved | 01/31/2024 | Experian | ||
| Denied | 01/10/2024 | Not Provided |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- High APR
- Requires good credit
What Are the Best Alternatives?
PenFed Platinum Rewards Visa Signature® Card
Rating
4.5
Rewards Range
1x to 5x points
Annual Fee
No Annual Fee
Costco Anywhere Visa® Card by Citi
Rating
4.4
Rewards Range
1%-4%
Annual Fee
$0
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.